Anand Kumar Mehrotra
Banking & Finance
Mumbai
Summary
A seasoned banking and financial supervision professional with over 40 years of experience at the Reserve Bank of India (RBI). Adept in bank inspections, financial supervision, compliance, and cash management, having worked extensively across urban co-operative banks, commercial banks, and financial monitoring systems.
Currently engaged as a Supervisory Resource Person (equivalent to Assistant General Manager) at RBI's Department of Supervision (DOS), Mumbai, overseeing administrative and compliance functions related to Artificial Intelligence and Machine Learning (AI/ML) Implementation.
Renowned for regulatory expertise, risk assessment, and governance oversight, I bring a strong understanding of financial stability, policy implementation, and compliance monitoring. My commitment and expertise led to an extended tenure at RBI post-retirement, based on performance assessment.
Overview
39
39
years of professional experience
2
2
years of post-secondary education
Work History
Supervisory Resource Person, Department of Supervi
Reserve Bank of India (RBI)
Mumbai
10.2022 - Current
- Managing administrative and compliance functions for the AI & ML Implementation Group at RBI.
- Supervising policy and regulatory aspects to ensure compliance with emerging AI-driven financial models.
- Collaborating with RBI’s senior leadership on AI/ML adoption and regulatory guidelines.
- Worked well in a team setting, providing support and guidance.
Assistant General Manager,
RBI (Various Roles)
Bangalore
10.2016 - 10.2021
Urban Co-operative Bank Inspections : 2016 – 2021
- Conducted on-site and off-site inspections of urban co-operative banks across Karnataka and Mumbai.
- Evaluated financial health, governance, and risk management frameworks.
- Ensured compliance with RBI regulations and issued corrective action plans for struggling institutions.
Financial Health Monitoring – Commercial Banks
RBI Central Office
Mumbai
10.2010 - 10.2013
- Supervised financial reports and risk indicators for commercial banks.
- Developed insights for policy decisions and intervention strategies.
- Coordinated with regulatory bodies to ensure banking sector stability.
Commercial Bank Inspections
RBI
Lucknow
10.2005 - 10.2010
- Conducted comprehensive inspections of commercial banks.
- Assessed loan portfolios, asset quality, and governance frameworks.
- Assisted in fraud detection, financial integrity assessments, and regulatory compliance.
Cash Management & Public Accounts
RBI
Kolkata
01.1986 - 01.2004
- Managed government accounts, currency circulation, and cash flow operations.
- Ensured smooth liquidity management and fiscal compliance.
Education
Master of Commerce - Commerce
Patna University
Patna, India 01.1992 - 05.1994
Skills
✔ Bank Supervision & Regulatory Compliance
✔ Financial Risk Assessment & Monitoring
✔ Urban Co-operative & Commercial Bank Inspections
✔ Cash Management & Public Accounts
✔ Artificial Intelligence & Machine Learning Compliance
✔ KYC, AML, and Trade Finance Regulations
✔ Leadership, Administration & Governance
✔ Policy Development & Strategic Advisory
Timeline
Supervisory Resource Person, Department of Supervi
Reserve Bank of India (RBI)
10.2022 - Current
Assistant General Manager,
RBI (Various Roles)
10.2016 - 10.2021
Financial Health Monitoring – Commercial Banks
RBI Central Office
10.2010 - 10.2013
Commercial Bank Inspections
RBI
10.2005 - 10.2010
Master of Commerce - Commerce
Patna University
01.1992 - 05.1994
Cash Management & Public Accounts
RBI
01.1986 - 01.2004
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