Ambadas Pol

• Handling the centralized login MIS
• Update the file status in MIS
• Process all location bank salaried cases
• Generate the CIBIL for all bank salaried customers
• Coordinate with Branch Credit Manager and Sales Manager for File Login
• Initiated property visit to location vendor and the same is followed up for reports
• Preparing the CAM of all PAN India Locations
• Checking the scanned documents and then logging the file in the system
• Doing the system sanction all locations in systems
• Followed up on RCU Reports to all PAN India Locations
• Followed up on Resi and Office FI reports to the branches
• Handling the all-credit activity of North, East and West Zone from login to Disbursements
• Preparing the productivity MIS after month-end like location login, Sanctions and Disbursed cases.

• Initiate the verification cases to all vendors like (Valuation, Legal, Search, Vetting and field Investigation(FI))
• Maintain the verification MIS on day to day basis
• Follow up with the vendor for out-of-TAT verification reports and vetting reports on a day-to-day basis
• Checking all vendor monthly charges bills and forwarding them to finance dep
• Checking of files as per product parameters and policy norms of Business Loan(BL), Home Loan (HL) and Loan Against Property (LAP)
• Ensure KYC documents and other support documents are collected as per the checklist (like Identity proof, residence proof, financial, bank statement, etc.) along with the application
• Preparation of Credit Approval Memo (CAM) based on financial and bank statements of customers
• Processing of salaried, self-employed nonprofessional (SENP) and self-employed Professional (SEP) cases on the system for further process
• Preparation and sending sanction letters to the sales team
• Check and verify credit history and credit score with CIBIL and high marks for individuals and corporate applicants
• Working on Credit monitoring measures and credit triggers and their tracking
• Scrutinizing KYC documents and Analyzing CIBIL
• Google Checks being done on Customers to know the background and history of the business and individuals
• Scrutinizing and Analyzing Financials / Balance sheet / Profit & Loss
• Analyzing the Banking of the firm
• Live loans and closed loans observation
• Analyzing of eligibility of customers
• Doing the field work like(BT Chq deposition, BT document collection, and NOC Verification).

• Initiate the verification cases to all vendors like(valuation, legal and Search)
• Maintain the verification mis on day to day basis
• Follow up with the vendor for out-of-TAT verification reports on a day-to-day basis
• Maintain the vault custody mis on a day-to-day basis
• Checking all vendor monthly charges bills and forwarding them to finance dep
• Processing all disbursed file(QDE AND QDP) in system.

• Checking MICR rejection and MICR mismatch cases in the system
• Marking of received p2f chq in system
• Using the zero proofing system for verification Chq with amount words and date (like stale and post-dated)
• Passing the Chq in the system
• Updating the payee's name in the system.

• Handling all incoming emails
• Handling all location databases
• Verify all databases in access
• Delete the duplicate ID and properly manage the data in the database
• Generating Reports/Queries using Microsoft Access 2000 Query Builder or directly using Microsoft Access2000 Query Wizard/SQL Statements according to specifications for various departments
• Responsible for taking MIS Reports (Overall / Branch-wise) on a Weekly and monthly basis consisting of various statistics (Ratios) of the database
• Coordinate with our service provider regarding Internet
• Doing job postings on Naukri and Times jobs side daily
• Coordinate with Monster and Jobs Ahead people for resetting all location password
• Resetting the Naukri site password when people give a request
• Sending Sampoorna Registration forms for newly Registered & also for updated candidates
• Taking daily backups for data security precautions
• All databases upload on our server.

Board: Pune Board

Board: Pune Board