Amol S. Bitkar

Book Under Management : Rs 40000 Cr / Team 700+ / 87 MU Branches

• Income, Contribution and Cost/ Income targets
• Unit wise Incremental Business numbers with utmost quality focus. Incremental Values by each branch apart from Cross Sell product – Demat, HSL, Credit Cards, TPP (MF, Insurance), Retail FX, Retail Assets and Business Banking. Cross sell TF and FX products at a good price point and ensure effective TAT in delivering the respective products
• Inculcating Digital focus and Achievement of Productivity Benchmarks and Enhancing Managed portfolios
• Customer Service , SQ rating of Branch and Resolving Bottleneck issues
• Developed, coached and provided feedback to top-performing teams using strong leadership and analytical thinking skills.
• Managed financial, operational and human resources to optimize business performance.
• Branch Network Expansion and Formulate plan for branch expansion
• Initiated strategy to drive company growth and increase market share and profitability.
• Training - staff is exposed to skill based, product knowledge based and Operational knowledge based training
• Formulated and executed strategic initiatives to improve product offerings.
• Inter Group Relationship with staff members of other divisions like WBO, ECG, Corporate Banking, FIG, Treasury, Credit Cards and Assets
• Branch Operations and risk assessment. Ensuring Suspense fortnightly reporting to regulators
• Liaise with the Stake Holders to ensure that commitments/ objectives are met. Monitor weekly meeting of VHs in guiding all the stake holders to achieve the agreed targets Liaison with Reserve Bank of India, Banking Ombudsman, Issue Department
• To attend DLBC/SLBC meetings
• Identified opportunities to improve business process flows and productivity.
• Hired and managed employees to maximize productivity while training staff on best practices and protocols.
• Presented and discussed strategy and initiative progress with senior business leaders.
• Monitored key business risks and established risk management procedures.
• Led recruitment and development of strategic alliances to maximize utilization of existing talent and capabilities.

Book Under Management : Rs 16000 Cr / Team 700+ / 102 MUSURU Branches

The circle comprised of presence in Multiple Districts, predominantly SURU

• Ensured footprints in all the Tehsil Places
• 86% reduction in non profitable branch’s, Staff attrition under 20%, Internal elevation 90%
• Branch Network Stood with 102 branchs from 67 in SM Circle and 87 from 57 in PCMCR Circle
• Growth in IDMS in all district (barring Ratnagiri and Sindhudurg District)
• Book Grew to 16000 Cr from 5700 Cr in SM Circle while in PCMCR we grew by 2800 Cr in 11 months before it was upgraded to Zone
• The SM Circle now has a dedicated Circle Head based at Kolhapur while Raigad has become independent Circle owing to its Business Growth
• Manager Score of 87(VIBES Score as conducted by Third party though HR)
• Identified opportunities to improve business process flows and productivity.

• Responsible for Cluster business targets, ensuring high quality service & customer relationship
• Responsibility to identify where Offsite Branch and ATM can be put up for the maximum business expansions
• Responsible for bottom and top line of all the branches in the Cluster
• Strategize & Implement new processes for managing better customer relationships
• Management and cluster audit and compliance by Periodic review & monitoring
• Being on Panel, recruiting of staff through Campus and walkins. etc
• Liasoning with landlords, identification of new locations and then premises etc are on an ongoing basis

• Accountable for enhancing the banks business and meeting revenue target
• Ensuring timely delivery upon the revenue budget for the branches across products
• Leading the branch team of comprise with marketing and operations and ensure optimum productivity
• Overseeing entire gamut of branch operations including cash
• Promoting Brand image and being leader in catchment
• Compliance & reporting as per the corporate guidelines
• Ensure complaint resolution & management as per laid down process
• Exercise effective cost control

• Worked as Backup Branch Manager and was involved in key decision makings of Branch on all matters pertaining to Business, staffing, productivity, profitability and operations

• This being a new branch had worked for Boosting of business which includes corporate presentation to door to Door marketing
• Dealing with DSA Coordinators for marketing activities and extending help and support from Branch’s end
• Worked as Cashier for more than 2 years and had handled volumes up to 450 txns per day
• Worked in Clearing operations at branch level
• Handled Account opening, scanning of images, passbook printing etc
• Query Handling and help desk
• Worked for 8 months in the internal audit dept which included liaising with Internal auditors, Concurrent Auditors and compliance
• Recovery and monitoring of OD accounts with regular follow-ups for regularization of such accounts