Priya Singh

• Conducted compliance testing of key RBI regulatory provisions applicable to the credit segment, including Master Directions on Credit Cards, Master Circular on Loans and Advances, Digital Lending Guidelines, and Credit Information to CICs, etc.
• Performed product-level compliance testing for newly launched offerings, such as co-branded credit cards (e.g., Swiggy co-branded cards, etc.), ensuring regulatory alignment.
• Coordinated with business units to track and ensure timely closure of regulatory observations and compliance points.
• Led the submission of Tranche II and III responses to the RBI, ensuring completeness, accuracy, and adherence to deadlines.
• Circulated new RBI regulations across relevant departments along with interpreted actionable to facilitate prompt implementation.
• Drafted periodic compliance reports highlighting key non-compliance issues and escalated them to senior management for resolution.
• Supported ongoing regulatory mapping and clause tracking within internal compliance systems to ensure system-driven governance.

• Managed regulatory inspections conducted by the RBI, including the annual inspection and inspections related to the Primary Dealer segment.
• Oversaw accurate and timely submission of Tranche I and III data via RBI’s online portal and on email.
• Analyzed data inputs from various internal stakeholders on a daily basis and provided constructive feedback to ensure compliance with RBI guidelines.
• Coordinated with multiple business units to ensure timely and complete responses to regulatory indents and queries.
• Prepared and presented comprehensive reports to top management and audit team, covering issues and recommendations.
• Continuously monitored adherence to internal policies and external regulatory standards to maintain a strong compliance framework.

• Conducted compliance testing program to monitor, identify gaps and to ensure closure of RBI audit observations and Tranche III points.

• Handled KYC AML audit conducted by RBI

• Handled RAR testing for Retail lending and payment department conducted by RBI

• Oversaw proper maintenance and dissemination of Regulatory circulars to the pertaining department with actionable

• Played key role in development and launch of major project (Prepaid Instruments, Cards, Digital lending, Merchant Acquiring) in the Banks and securing approval for implementation.

• Ensuring actionable being implemented by the business units within the stipulated regulatory timeline.

• Enhanced regulatory, strategic and operational performance to keep in alignment with deadlines.

• Putting up notes to Board Committees, highlighting compliance breaches and material actionable emanating from regulatory circulars.

• Conducting testing of launched products vis-à-vis regulations, if any, applicable to the products.

• Part of Compliance testing group for 6 months

• Providing solutions from regulatory aspects to queries from business units.

• Reviewing Internal Policies of the Bank

Assisted with month-end closing processes and verified journal entries.
• Calculate profitability, solvency and liquidity and ratios of the company to understand the
year-on-year growth of the company.
• Collected data and developed detailed spreadsheets to identify trends and create
revenue, profitability and expense forecasts.
• Developed financial models for projects and presentations.