AVISHEK CHAKRABORTY
Summary
Experienced and dependable Trade Finance professional bringing management experience and a willingness to take on added responsibility to meet tight deadlines. Enthusiastic team player with a strong work ethic and advanced complex problem solving skills.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Senior Trade Finance Analyst
Citi Bank NA
08.2022 - Current
- Effectively managed Documents Against Payment, Document Against Acceptance, Project Exports, L/c, Collection, Merchant Trade, Trade Loan.
- Taking care of complete trade life cycle and live transactions processing including queue monitoring.
- Assisting Team in implementing various risk controls to avoid any error.
- Assisting Regulatory team providing Utility Match off report regarding Merchant Trade.
- Looking into EDPMS related query and coordinate with concerned team to check about the fetching of proper shipping bill details, AD transfer cases.
- Looking after Advance Payment and coordinate with concerned team to update the proper purpose code and data related to IRM.
- Publishing Report related to OFAC with L1 Sanction team at country level on daily basis so that there is no compliance breach and risk to be controlled protecting bank's reputational and financial loss.
- Coordinate with technology team to enhance system compatibility.
- Ensured compliance with Bank's policy including but not limited to Group and Local Code of Conduct, Health and Safety, Diversity and Inclusion, Business Continuity Planning and Central Bank Regulations concerning Foreign Exchange.
- Escalated to management any policy breaches for appropriate handling.
- Closely coordinated with other stake holders to ensure paralleled processing.
- Ensured accurate regulatory reports.
Asset Manager
HDFC BANK Ltd.-INDIA
09.2021 - 07.2022
- I had been handling Working Capital - Wholesale Lending (EEG,SME,Fund bases,Non Fund based).
- Cam Renewal - Renew the CAM based on latest data provided by RM and approved by Credit Manager.
- Foreclosure - Close the ongoing loan before time maintaining all the internal guidelines and deducting appropriate handling charges so that there is no revenue leakage.
- Limit Maintenance - Setting the limit based on eligibility and collateral provided by client .
- Trade Loan Disbursement - Creating line for Trade Loan to get the approved Non Fund based loan disbursed coordinating with Trade Finance team.
- Liquidation Of Collateral Before The A/C Gets Turned Into NPA.
- Mentioned activities are performed in close liaison with the RMs and other Branch staffs who are in continuous interaction with the customers for various documentation purposes. My objective was to achieve complete the end process smoothly adhering all the Regulatory and Internal Guideline to protect bank from any kind of reputational and financial loss.
Trade Finance Executive
Axis Bank Ltd
09.2019 - 09.2021
- Responsible for the completion of each Trade Transaction Cycle.
- Liaise with RMs and Branches for the various Trade transactions.
- Manages and monitors Outward Bills processing under Letters of Credit, Collections, Documents Against Payment and Documents Against Acceptance.
- Ensures full compliance of the commercial and financial documents with the specifications of the Letters of Credit, Documents Against Payment and Documents Against Acceptance.
- Effectively handles checking and evaluating export documents and other trade related documents.
- Checking Proper Documentation regarding Trade loans and adhering all the RBI guidelines.
- Taking care of Domestic Payments into INR account.
- Handling different types of swift message MT734, MT754, MT732, MT700, MT707.
Retail Banking Operations
Axis Bank Ltd
09.2015 - 09.2019
- Handling various types of Liability Products (CASA,Fixed Deposit,Recurring Deposit), Asset Products (Credit Cards, Personal loan, Car loan, Housing loan, FDOD), Investment Products (Mutual Fund,Life Insurance,Demat Account), Health Insurance products.
- KYC Documentation, Cheque Clearing, Locker Operation, Death Claim Processing.
- Risk Control related to KYC Documentation, Fund Transfer , Individual Client Risk Profiling, Re KYC.
- Customer Relationship Management
- Revenue Generation by Cross Selling to existing Client and acquiring New Client.
- Cash Management adhering minimum thresh hold limit of cash to be maintained at branch at EOD.
- Assisting Branch Manager in preparing audit report.
- Dispute Resolutions.
- Handled HNI - Super HNI Client, Self Employed Segment.
Production Engineer
PRABHU SWITCHGEAR PVT LTD
08.2013 - 03.2014
- Responsible for testing of Control Panel, Circuit Breaker.
Education
Post Graduation Diploma In Banking And Services - Banking And Services
Manipal International
Bangalore07.2015
Bachelors Of Technology - Electrical Engineering
Narula Institute Of Technology
Kolkata, India07.2013
Skills
- Knowledgeable in UCP600, ISBP745, URC522
- Well versed in structured finance products like L/C, Collection,Merchant Trade,Project exports, Advance Payment,Financing
- Skilled in Microsoft programs such as MS Word, MS Excel, Powerpoint, and Access
- Effective interpersonal communication
- Consistently meet goals
- Efficient multi-tasker
- Conflict resolution
- Customer service-oriented
- Deadline-oriented
Certification
Aspiring Certification for CDCS
Timeline
Senior Trade Finance Analyst
Citi Bank NA
08.2022 - Current
Asset Manager
HDFC BANK Ltd.-INDIA
09.2021 - 07.2022
Trade Finance Executive
Axis Bank Ltd
09.2019 - 09.2021
Retail Banking Operations
Axis Bank Ltd
09.2015 - 09.2019
Production Engineer
PRABHU SWITCHGEAR PVT LTD
08.2013 - 03.2014
Post Graduation Diploma In Banking And Services - Banking And Services
Manipal International
Bachelors Of Technology - Electrical Engineering
Narula Institute Of Technology
Aspiring Certification for CDCS
Similar Profiles
Reshma BiniReshma Bini
Client Service Manager at Citi Bank NaClient Service Manager at Citi Bank Na
Vinod Kumar NVinod Kumar N
Fraud Analyst at CITI BANK NAFraud Analyst at CITI BANK NA
ELTAHIR ELSHAFIE ELFAKI AHMEDELTAHIR ELSHAFIE ELFAKI AHMED
Credit Analyst Quality and Control Officer at Citi Bank NA DUBAICredit Analyst Quality and Control Officer at Citi Bank NA DUBAI