Bhargav Deo
Manager- Retail Credit
Mumbai
Summary
Strategic manager with a proven track record at HDFC Bank, excelling in strategic planning and decision-making. Achieved an 87% sanction rate within three days by conducting thorough financial checks, significantly enhancing hub efficiency. Skilled in change management and data-driven decision-making, fostering a high-performance culture through effective mentoring.
Overview
2
2
years of professional experience
Work History
Manager- Self Employed Retail Credit
HDFC Bank
07.2024 - Current
- Conducted comprehensive financial and credit checks for over 760 files, ensuring compliance and mitigating risk.
- Achieved an 87%+ sanction rate for files within 3 days, significantly bolstering Turnaround Time (TAT) and enhancing hub efficiency.
- Ensured rigorous adherence to all regulatory authorities and guidelines, effectively mitigating compliance risks and maintaining HDFC's reputational integrity.
Management Trainee
HDFC Bank
04.2023 - 06.2023
- Strategically identified, prospected, and onboarded a robust network of financial agents, significantly expanding the bank's distribution channels and market reach.
- Streamlined communication and operational workflows by serving as a critical liaison between the ground sales teams and Area/Territory Heads, ensuring seamless information flow and strategic alignment
Education
MBA - Marketing Majors And HR Minors
K.J.Somaiya Institute of Management Studies
Mumbai 04-2024
BBA - General Management
The Maharaj Sayajirao University of Baroda
Vadodara, India04-2022
Skills
Team leadership
Change Management
Decision-making
Customer service
Timeline
Manager- Self Employed Retail Credit
HDFC Bank
07.2024 - Current
Management Trainee
HDFC Bank
04.2023 - 06.2023
MBA - Marketing Majors And HR Minors
K.J.Somaiya Institute of Management Studies
BBA - General Management
The Maharaj Sayajirao University of Baroda
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