Summary
Overview
Work History
Education
Skills
Personal Information
Timeline
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GAURAV BHARDWAJ

GAURAV BHARDWAJ

Finance Professional with over 14 years of experience in Strategy planning, Accounting, Financial Planning & Analysis (FP&A), and Financial Operations
Goregaon East, Mumbai

Summary

Chartered Accountant, CFA Level II (USA) and ACCA (UK) aspirant with over 14 years of progressive experience in Finance, Risk Management, and Compliance across NBFCs and FinTechs. Proven track record in risk control design, financial strategy, internal control framework enhancement, regulatory reporting, and leading end-to-end finance operations. Skilled in risk governance, data management, audit handling, framework building and regulatory risk transformation.

Overview

13
13
years of professional experience

Work History

Director, Finance

Protium Finance Ltd
Mumbai
05.2023 - Current
  • Leading FP&A, regulatory reporting, and strategic finance initiatives.
  • Collaborated on governance frameworks aligned to internal controls and risk standards.
  • Spearheaded internal reviews to address data accuracy, control gaps, and system issues.
  • Interfaced with leadership for regulatory inspections and risk transformation alignment.
  • Established financial controls, policy governance, and implemented Oracle Fusion.
  • Drove issue remediation, audit trail strengthening, and proactive risk mitigation strategies.

Finance Controller & Co-Founder

U Gro Capital Ltd / Fin Coopers India Pvt Ltd
11.2021 - 04.2023
  • Established risk-aligned fund flow governance and control systems under FLDG-based lending models.
  • Designed and managed the fund control framework ensuring real-time risk visibility and MIS automation.
  • Built and governed frameworks for investor onboarding, fund movements, and portfolio monitoring.
  • Handled policy governance for co-lending and risk participation, aligned to regulatory frameworks.
  • Collaborated closely with tech and risk teams for reporting and audit readiness.

Head of Finance & Accounts – Deputy Vice President

SBFC Finance Pvt Ltd
Mumbai
12.2020 - 10.2021
  • Led finance and regulatory reporting transformation in partnership with risk teams.
  • Developed MIS and control reports ensuring audit trails, data accuracy, and early risk warning signals.
  • Partnered with internal audit and external consultants for audit readiness and resolution of key risk issues.
  • Implemented analytics for predictive insights, enhancing financial control across the lending business.

Finance Controller – Associate VP

Satin Housing Finance Ltd
Gurugram, Haryana
06.2018 - 12.2020
  • Oversaw financial controls, risk reporting, and forecasting for housing finance operations.
  • Led IND AS-compliant reporting, managed MIS development, and automated credit risk models.

Manager – Finance and Accounts

Essel Home Finance Ltd
Mumbai
05.2017 - 05.2018
  • Developed credit and fund tracking MIS reports integrated with FinOne.
  • Led NHB and statutory compliance reporting and implemented GST/taxation frameworks.

Senior Manager – Finance and Accounts

Manappuram Group (Home Finance & Finance Ltd)
Mumbai
04.2013 - 04.2017
  • Managed fund allocation, ALM presentations, credit portfolio tracking, and regulatory reporting.
  • Interfaced with auditors, regulators, and credit rating agencies.

Accounts Manager

Navkar Corporation Ltd
Mumbai
05.2012 - 05.2013
  • Led financial reporting, debtors reconciliation, and cost analytics for import/export verticals.

Education

Chartered Accountant (CA) -

ICAI
Kolkata

CFA Level II (USA) -

CFA Institute
Mumbai

B.Com (Hons) - undefined

City College of Commerce, University of Calcutta

Skills

  • Risk Framework Implementation & Governance

  • Regulatory Compliance (IND-AS, RBI, NHB, TAX)

  • Risk Control Matrices & Issue Remediation

  • Audit and Exam Handling (Internal/External)

  • Financial Planning & Analysis (FP&A)

  • Risk Transformation & Strategic Initiatives

  • Fund Accounting, NAV, and Treasury Operations

  • Data Analytics, Variance Analysis & MIS Reporting

  • ERP & Systems: Oracle Fusion, FinOne, Omnifin

  • Stakeholder Management & Cross-Functional Collaboration

Personal Information

Marital Status: Married

Timeline

Director, Finance

Protium Finance Ltd
05.2023 - Current

Finance Controller & Co-Founder

U Gro Capital Ltd / Fin Coopers India Pvt Ltd
11.2021 - 04.2023

Head of Finance & Accounts – Deputy Vice President

SBFC Finance Pvt Ltd
12.2020 - 10.2021

Finance Controller – Associate VP

Satin Housing Finance Ltd
06.2018 - 12.2020

Manager – Finance and Accounts

Essel Home Finance Ltd
05.2017 - 05.2018

Senior Manager – Finance and Accounts

Manappuram Group (Home Finance & Finance Ltd)
04.2013 - 04.2017

Accounts Manager

Navkar Corporation Ltd
05.2012 - 05.2013

B.Com (Hons) - undefined

City College of Commerce, University of Calcutta

Chartered Accountant (CA) -

ICAI

CFA Level II (USA) -

CFA Institute

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GAURAV BHARDWAJFinance Professional with over 14 years of experience in Strategy planning, Accounting, Financial Planning & Analysis (FP&A), and Financial Operations