Balaji Nijampure
Pune
Summary
To be an integral part of an organization and become a key resource. To grow as an individual and acquire professional knowledge which help in personal and organizational growth
Overview
9
9
years of professional experience
Work History
Risk Manager
Bajaj Finance Ltd
Pune
09.2021 - Current
- Responsible for providing various data cuts for loss modeling
- Building framework to continuously assess and evaluate data management / system capabilities to eliminate operational loss.
- Publishing mid-month bounce analysis and summary and trends
- Data Collection from various sources (Datamart EDW etc.)
- Proficient in data extraction & understanding of various tools
- Tracking and Maintaining Key MIS's for decision making and proactive actions
- Proficiency in using various data analysis tools such as SQL SAS CHAID etc.
- Assisting in formulation of Standard Operating Procedures. Continuous review and remedial of high-risk processes
Credit Manager
Bajaj Finance Ltd
Lonavala
03.2017 - 09.2021
- Investigated and evaluated customers for creditworthiness and potential risk factors.
- Reviewed and analyzed loan procedures.
- Work cross-functionally with sales, management and other departments to maintain effective operations.
- To achieve the target on Indicators - Credit Metrics
- Provided training to sales counterparts and consulted with struggling teams to help meet monthly target goals.
- Branch STS and HTS internal quality check, file audit and maintain in same order in daily basis A & D tracker
- Ensuring FDD calling regarding of FEMI and inform to customer maintain sufficient balance in account prior to due date.
- Reported key performance indicators to department heads for management of positive cash flow and to adjust credit risk policies and procedures.
- Underwriting of Doctor Loans, Salaried Loans, Personal loan
Operations Executive
Bajaj Finance Ltd
Washim
06.2015 - 03.2017
- Evaluated suppliers by assessing quality, timeliness and compliance of deliveries to maintain tight cost controls and maximize business operational efficiency.
- For the NTB customer given information about GL and ornament valuation and purity check basis of density miter, weaning machine & other accessories
- Assess the gold purity must be required 20-24Kr for the loan, all ornament requirements check based up on organization policy structure and check eligibility with GL calculator
- Disbursements and assessment of RSL, RPL, RDL, RCD in Semi-Rural Areas in Washim
Education
Bachelor of Science -
DEGLOOR COLLEGE DEGLOOR
DEGLOOR06.2014
12th -
DEGLOOR COLLEGE DEGLOOR
DEGLOOR06.2011
10th -
SADHANA HIGH SCHOOL
DEGLOOR06.2009
Skills
- Expertise in [Software]
- Investigations
- Policy Application
- Fraud Knowledge
- Credit Reports
- Authorizations Understanding
- Risk Analysis
- Experience with SQL
- Leadership
- Good listening skills
Additional Information
Date of Birth :- 24/02/1994
Marital Status :- Single
Gender :- Male
Nationality :- Indian
Language Known :- Marathi, Hindi, English
Technical Skills :-
- MS CIT
- Corporate use Finnone and Salesforce
- SQL
- MS Excel & Powerpoint Presentation
Achievements :-
- Winning the President club member for best performance.
- Rewarded for Monthly Hero in 2017 and Chocolate Hero in Oct-2018.
Languages
English
Proficient
C2
Marathi
Bilingual or Proficient (C2)
Timeline
Risk Manager
Bajaj Finance Ltd
09.2021 - Current
Credit Manager
Bajaj Finance Ltd
03.2017 - 09.2021
Operations Executive
Bajaj Finance Ltd
06.2015 - 03.2017
Bachelor of Science -
DEGLOOR COLLEGE DEGLOOR
12th -
DEGLOOR COLLEGE DEGLOOR
10th -
SADHANA HIGH SCHOOL
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