Gayatri Gadap
Pune
Summary
Knowledgeable AML/KYC Analyst with strong background in identifying and mitigating financial crimes. Provided critical support in high-profile investigations, ensuring compliance with regulatory standards. Demonstrated analytical skills and attention to detail in detecting suspicious activities and maintaining robust reporting systems.
Overview
4
4
years of professional experience
Work History
Administrative - Anti Money Laundering/KYC
Horizontal Integration (Client - BNY Mellon)
06.2024 - Current
- Promoted a strong compliance culture within the organization by actively participating in internal committees and working groups focused on AML-related initiatives.
- Mitigated financial risks, performing periodic reviews of existing corporate clients profiles to validate their continued compliance with established policies.
- Complete KYC on boarding for new and pre-exiting customer (KYC Refresh) by reviewing client documentation, vendor databases, and data entered into proprietary
- Efficiently prioritized caseloads based on risk levels while adhering to tight deadlines for investigation completion.
- Developed comprehensive risk profiles for clients, evaluating factors such as source of funds, country risk, and business activities to determine appropriate monitoring levels.
- Analyze Client data, documentation and negative news in order to determine Client Risk Profile as established under the Global KYC Procedures and maintained detailed records on clients for second-level review.
Fincrime Analyst - KYB
Revolut
03.2024 - 06.2024
- Undertaking research, document checks, and financial crime risk assessment via internal and external sources
- Performing screening
- Detecting and reporting suspicious activity, including the predicate offenses to money laundering and terrorist financing
- Ensuring all documents submitted for CDD are in line with internal policies
- Identifying and analyzing alerts generated by the monitoring system to identify potentially suspicious activity
- Escalating any red flags and potential risks to the escalation team
- Handling sensitive or confidential information
Risk and Compliance Analyst
IBM India Pvt Ltd
12.2021 - 03.2024
- Documented research findings to support risk-based decision-making and resolution to escalated fraud incidents
- Investigated fraud referrals and performed research to minimize risk and resolve inquiries
- Maintained fraud analysis models to improve company systems
- Completed quarterly assessments of financial and performance records and reports to promote operational improvements
- Adjusted end-to-end KYC process needs to align with workforce capabilities
- Conducted KYC formality reports on questionable accounts and transactions
- Performed periodic reviews and reports on merchants to comply with rules, regulations, and KYC requirements
- Interpreted evidence from multiple tools and systems to determine the legitimacy of customer behavior
- Analyzed and investigated clients to conduct detailed customer due diligence and enhanced due diligence review
- Prepared high-risk reviews with results and recommendations for customers on boarding, closure and retention
- Reviewed new prospect KYC documents to meet requirements and determine business model risk
- Offers internal support for audit, compliance, and reporting activities
- Researched and interpreted corporate documentation to determine business and ownership structure
- Determined customer risk ratings based on analysis and research findings
- Supported KYC processes for prospective and existing customers
Customer Support Executive
Hexaware Technologies
09.2020 - 12.2021
- Assisted customers with account inquiries, order status updates and returns in a fast-paced environment
- Provided excellent customer service by following the company's core values of Integrity, Service, Reliability and Excellence
- Maintained knowledge of all products sold on Amazon to ensure accurate responses to customer questions about product features and functionality
- Communicated effectively with internal teams regarding escalated issues or escalations from customers as well as other associates for assistance when needed
Education
Diploma - Computer Technology
Dharampeth Polytechnic
Skills
AML Compliance
Customer Due Diligence
Risk Assessment
Transaction Monitoring
Regulatory Frameworks
Fraud Detection
Data Analysis
KYC Regulations
Anti-Bribery
Sanctions Screening
Enhanced Due Diligence
Accomplishments
- Certified AML Rising Star Challenger From IBM.
- Certified AML Rising Star Explorer From IBM.
- COA Winner for Hexaware Technologies
Timeline
Administrative - Anti Money Laundering/KYC
Horizontal Integration (Client - BNY Mellon)
06.2024 - Current
Fincrime Analyst - KYB
Revolut
03.2024 - 06.2024
Risk and Compliance Analyst
IBM India Pvt Ltd
12.2021 - 03.2024
Customer Support Executive
Hexaware Technologies
09.2020 - 12.2021
Diploma - Computer Technology
Dharampeth Polytechnic
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