Himani Keswani
Pune
Summary
Experienced Senior Associate in Risk & Compliance, specializing in AML, KYC, and Fraud Investigation with over 5 years of industry expertise. Adept at performing due diligence, identifying fraudulent activities, and implementing robust compliance policies. Strong proficiency in sanction screening, transaction monitoring, and regulatory compliance. Exceptional skills in client relationship management, with an ability to adapt to evolving regulatory environments. A proven track record in detecting and mitigating risks and maintaining high levels of regulatory compliance.
Overview
12
12
years of professional experience
1
1
Certification
Work History
Sr. Associate – AML/KYC/Fraud Investigation
Tata Consultancy Services (TCS)
06.2024 - Current
- Conduct in-depth fraud investigations, gathering evidence, analyzing suspicious transactions, and recommending actions.
- Perform 360-degree fraud reviews for customer profiles to detect potential ATO, PTO, ID Theft, and other fraudulent activities.
- Review alerts generated for fraud violations and perform case closure, reimbursements, or escalations based on data analysis.
- Utilize banking-related tools such as Lexis Nexis, Experion, and RDC for comprehensive fraud reviews and case management.
- Analyze data trends and identify patterns of fraudulent activity, suggesting improvements to internal processes.
Assistant Manager – Risk & Compliance (AML/KYC)
Axis Bank (Process: Citi Bank)
09.2023 - 06.2024
- Ensured adherence to AML and KYC regulations by investigating customer accounts and transactions for potential suspicious activity.
- Conducted due diligence for high-risk accounts and investigated sanction screening matches to identify false positives.
- Worked closely with cross-functional teams to implement effective compliance strategies and ensure accurate documentation.
- Performed complex investigations into global sanction lists and real-time transactions (NEFT/RTGS) to confirm potential matches.
Quality Analyst – AML/KYC
IBM (Process: Barclays Bank)
09.2022 - 08.2023
- Conducted detailed reviews of client information to ensure compliance with AML and KYC regulations.
- Identified potential risks within the AML/KYC process and suggested improvements to enhance overall compliance quality.
- Performed enhanced due diligence checks, including negative news and social media checks.
Customer Service Officer
ICICI Bank
01.2013 - 09.2014
- Handled customer inquiries and complaints, providing prompt and efficient customer service.
- Processed banking transactions accurately while maintaining thorough knowledge of bank products and services.
Education
MBA -
Symbiosis
01.2023
PGD - Banking Operations
IFBI
01.2012
B.Com -
DAVV
01.2012
Skills
- Anti-Money Laundering (AML)
- Know Your Customer (KYC) Compliance
- Fraud Detection & Investigation
- Client Relationship Management
- Sanction & Name Screening
- Transaction Monitoring
- Reporting & Documentation
- Due Diligence & Compliance Checks
FAMILY, PERSONAL DEVELOPMENT, AND CONTINUOUS LEARNING
October 2014 - August 2022
- Took a career break to care for young children while they were enrolled in elementary school.
- Pursued an MBA to enhance my knowledge in business and management.
- Actively engaged in community service and social initiatives, including membership in the Women's Indian Chamber of Commerce & Industry (WICCI), advocating for women’s rights and entrepreneurship education.
- Focused on continuous learning, including completing professional certifications in AML/KYC and Due Diligence, preparing to re-enter the workforce in a more skilled capacity.
- Managed household responsibilities during the COVID-19 pandemic, balancing personal and professional development.
Certification
Certified AML & Due Diligence Specialist, eStralux Compliance Association
2024 - 2025
Certified AML/KYC Compliance Officer, VSkills
2023 - 2024
Timeline
Sr. Associate – AML/KYC/Fraud Investigation
Tata Consultancy Services (TCS)
06.2024 - Current
Assistant Manager – Risk & Compliance (AML/KYC)
Axis Bank (Process: Citi Bank)
09.2023 - 06.2024
Quality Analyst – AML/KYC
IBM (Process: Barclays Bank)
09.2022 - 08.2023
Customer Service Officer
ICICI Bank
01.2013 - 09.2014
PGD - Banking Operations
IFBI
B.Com -
DAVV
MBA -
Symbiosis
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