DIKSHA SHIRKE
BANKING ANTI-MONEY LAUNDERING (AML) / KYC OPERATIONS
Mumbai
Summary
Detail-oriented and ACAMS-certified KYC Associate (CKYCA) with [Number] years of experience in banking compliance and financial crime prevention. Proven expertise in executing end-to-end Customer Suspicious activity report ( SAR) Suspicious Transaction reports ( STR) Due Diligence (CDD) and Enhanced Due Diligence (EDD) for high-risk profiles. Skilled in unmasking complex corporate Ultimate Beneficial Ownership (UBO) structures, conducting adverse media screening, and mitigating regulatory risk. Leveraging a strong foundation in global anti-money laundering (AML) frameworks to deliver high-quality risk assessments and support Citi’s commitment to institutional integrity
Overview
4
4
years of professional experience
2
2
Certifications
Work History
JUNIOR OFFICER
Saraswat Bank
08.2024 - Current
- Assisted with day-to-day operations, working efficiently and productively with all team members.
- Worked flexible hours across night, weekend, and holiday shifts.
- Demonstrated respect, friendliness, and willingness to help wherever needed.
- Resolved problems, improved operations, and provided exceptional service.
Junior Accountant
Jayesh Shirke and Associates
01.2022 - 07.2024
- Prepared journal entries and entered into system
- Prepared bank reconciliations on a monthly basis to identify potential discrepancies between company records and bank statements.
- Assisted with preparation of monthly financial statements.
- Reconciled month-end totals for timely and accurate reporting of financial information.
- Supported tax preparation and filing, ensuring compliance with regulations and deadlines.
Education
Post-Baccalaureate Diploma - ACCOUNTING AND FINANCE
PUNE UNIVERSITY
PUNE 04.2001 -
BacHELOR OF COMMERCE - ACCOUNTING AND FINANCE
PATKAR COLLEGE
Goregaon, India 04.2001 -
Skills
Problem-solving
Customer Due Diligence (CDD)
Enhanced Due Diligence ( EDD)
Ultimate Beneficial Ownership ( UBO)
Customer Identification Program (CIP)
Source of Wealth ( SOW)
Source of Funds ( SOF )
Certification
NISM SERIES XXIV: AML AND CFT Provision in Secutities Markets
Timeline
JUNIOR OFFICER
Saraswat Bank
08.2024 - Current
Junior Accountant
Jayesh Shirke and Associates
01.2022 - 07.2024
Post-Baccalaureate Diploma - ACCOUNTING AND FINANCE
PUNE UNIVERSITY
04.2001 -
BacHELOR OF COMMERCE - ACCOUNTING AND FINANCE
PATKAR COLLEGE
04.2001 -