Dedicated and have offered 11+ years in company's success. Familiar with bank regulations, financial best practices and effective sales strategies. Builds productive relationships to drive business success.
Overview
11
11
years of professional experience
Work History
Deputy Manager II
ICICI BANK LIMITED
Mumbai
02.2023 - Current
Evaluating the creditworthiness of potential borrowers and determine the best loan options for them.
Assessing the borrower's income, credit history and ability to repay the loan.
Maintain relationships with clients, assist with loan documentation, and ensure timely loan disbursements.
Client Acquisition and Relationship Management.
Identifying potential clients, understand their financial needs, and build strong relationships with them to drive sales.
Being well versed in various asset products their features and benefits and explaining them to clients.
Assisting clients with application process, from initial assessment to final disbursement. Including gathering necessary documents, verifying information, and coordinating with credit manager.
Meeting and exceeding sales target, achieving financial goals and contributing to the overall success of the company.
Providing excellent customer service, addressing clients inquiries promptly, and resolving their issue within TAT.
Ensuring all necessary documentations are accurate and complete, and complying with regulatory requirements.
Actively seeking referrals from existing clients to generate new business opportunities.
Staying updated on market trends, competitor offerings, and industry changes to better serve clients and achieve sales goals.
India Book Distributor (Bombay) Ltd
Maharashtra
07.2014 - 01.2023
Handling MIS Working in Books Software of WINBDS.
Drafting weekly and monthly Sales & Purchase reports for MIS.
MIS Working for Collection, Payment, Inventory and Branch Expenses Reports.
TDS working and payment, preparation of ETDS return and filling the return.
Preparation & Filling of E-Tds, PT returns along with other statutory returns.
Verify and process all accounts payable documents.
Verifies vendor accounts by reconciling monthly statements and related transactions.
Completes payments and controls expenses by receiving, processing, and reconciling invoices.
Tracking budget expenses, Process & Release Vendor payment on according payment terms.
Preparing Work Orders, Quotations for vendors.
Prepare Monthly and Quarterly Stock Reports for the management committee.
Handling the payments process for suppliers.
Communicating with Debtors and Creditors of the companies and ensure the accuracy of the balances.
Formulating & implementing accounting procedures, internal controls and other tracking systems for organization.
Ensuring that timely payments are made to / received from creditors / debtors.
Prepare monthly, quarterly Accounts Receivable and Accounts Payable.
Bank Reconciliation & Branch A/c Reconciliation Weekly and Monthly.
Helping Managers to finalize financial statements such as Profit & Loss A/c, Trial Balance, Balance Sheet, Cash Flow and Funds Flow statements.
Co-Ordinating with auditors while Audit of the company.
Liasing with auditors for Statutory Audit, Bank Audit, Tax Audit and Stock Audit.
Day to day working like preparing of vouchers, cheques, Online Payments, maintaining books of accounts i.e., journal ledger, cash book, Bank Book, Petty Cash, Cash Flow.
Reducing the waiting time of the customers in the branch.
Preparing monthly end to end payroll processing, including verification of input and output.
Validate input with master file input validation and processing.
Prepare Monthly Attendance Report.
Preparing reports required by the Client such as Department wise reports, Location wise PT report, variance report, comparative payroll summary.
Education
MBA - Finance
Welingkar Institute of Management Development & Research
Mumbai
10.2023
B.Com -
Mumbai University
Mumbai
05.2014
H.S.C -
Dalmia, Mumbai University
Mumbai
05.2011
S.S.C -
Abhinav Vidya Mandir
Mumbai
03.2009
Skills
Self-motivated nature
Financial advice
Relationship building and management
Planning and Coordination
Flexible & Adaptable to Surrounding
Team Leader
Customer service
Communication
Quick learner
MS office
Advanced Excel
Finacle 10X
Regulatory compliance
Loan evaluation
Operations management
Retail operations management
Accomplishments
Diploma in Computer Applications & Programming Course through Raj Computer academy.
MS - Excel, Word & PowerPoint
Accounting & Software Package - Tally Prime & Winbds.
Operating System - Windows 98, Windows XP, Windows 07 & Windows 10.
Participated in Various Sports & Events at School.
Participated in Cricket Tournaments from organizations Team.
Actively participated in the cultural events at college level.
Timeline
Deputy Manager II
ICICI BANK LIMITED
02.2023 - Current
India Book Distributor (Bombay) Ltd
07.2014 - 01.2023
MBA - Finance
Welingkar Institute of Management Development & Research