MRUDUL CHITALE
Banking and Technology Expert
Mumbai
Summary
Accomplished professional with extensive overall work experience of 25+ years in performing various roles in BFSI Banking projects, Business Management and development, Information Technology, Human resources, Administration, Customer Services, Audit and Compliance. Possesses skills in team leadership, strategic planning, project management and implementations through use of technology, market analysis and research.
Overview
26
26
years of professional experience
9
9
years of post-secondary education
3
3
Languages
Work History
Deputy General Manager (IT division)
IDBI Bank Limited
10.2023 - Current
- Company Overview: Industrial Development bank of India (IDBI) was constituted under Industrial Development bank of India Act, 1964 as a Development Financial Institution and came into being as on July 01, 1964. It was regarded as a Public Financial Institution in terms of the provisions of Section 4A of the Companies Act, 1956. It continued to serve as a DFI for 40 years till the year 2004 when it was transformed into a Bank. It has been functioning as a Bank in addition to its earlier role of a Financial Institution
- My Present role is overseeing complete IT activities for Banks Fraud Risk Management Group of the Bank.
Chief Information Security Officer (CISO) & IT Head
IDBI Mutual Fund Company
09.2022 - 10.2023
- Management of IT Operations on IDBI Mutual Fund Company including Overseeing Cyber Security Framework and Maintaining Security Posture, Up-keeping IT Infra both at DC & DR, SEBI related Compliances, Ensuring Compliance to CERT-In directions for security and systems audits and Supervising IT resources
Zonal Operations Manager – Pune Zone
IDBI Bank Limited
06.2019 - 08.2022
- Management of Zonal Retail Operations activity of 154 Branches in the Zone
- Cash and currency management
- Monitoring Frauds and reporting framework through Staff accountability committees
- Supervising Branch audit functionaries for both retail and corporate
Head (Govt. Business Operations)
IDBI Bank Limited
10.2016 - 06.2019
- Administrated Collection, Reconciliation, Remittance & timely Reporting of Funds towards Direct and In-Direct Taxes (Both Central and State) which includes CBDT & CBEC transactions, Maharashtra Sales & Commercial taxes/ Ministry of Urban Development account operations, processing and timely disbursement of pension to Defense/Railways/Civil Pensioners, handling of GOI/SGB RBI Bonds portfolio, Govt Small Saving Schemes (SSS) and also operations of RBI Nodal Link Cell at Nagpur
- Successful supervision and monitoring of Reconciliation, Remittances & Reporting of Funds to RBI under prescribed timelines towards PPF/SSA/SCSS Govt
- Product accounts maintained with Bank
Assistant General Manager, Human Resources
IDBI Bank Limited
04.2014 - 10.2016
- Management of Human Resource Database system in Oracle encompassing various Operational systems Like Leaves, Transfers, Promotions, Postings, NOC/Grants etc
- Generation of various MIS to Management for Decision making
Regional Operations Manager – Indore Region
IDBI Bank Limited
04.2011 - 04.2014
- Monitoring and Administrating Operational activities of all Retail branches in the State of Madhya Pradesh that includes Accounts monitoring for Cash and Suspense, Fraud management and reporting, Branch Expansion and setup Cash Management services and Treasury Operations
- Currency Chest setup and supervising statutory approvals from RBI/Govt
- Nodal officer for Bank to handle customer complaints as received from RBI Banking Ombudsmen’s office
Head- Centralized Clearing unit
IDBI Bank Limited
04.2008 - 04.2011
- Head for Handling Clearing operations for eight branches in the City of Indore MP
- Automation of various Manual process in Clearing and Settlement
- Cash Management for loading on ATMs
- Treasury operations for handing funds on excess/shortage
- MIS to various levels on Clearing operations
DBA for Informix based Banking system on UNIX AIS OS
IDBI Bank Limited
02.2001 - 04.2008
- Worked as DBA for IDBI’s Resource and Planning Dept
- Complete Administration and Maintenance of Informix based IBM RS 6000 Server system that embodies all major corporate packages including Project Finance, Refinance, Central Accounts, Administration, Loans and Advances, HR etc
- Management of LINUX based Mail server operations on Compaq Server for the branch to its advantage
- Generation of various MIS for Branch, HO, RBI and other corporate bodies for proper Information assimilation and consolidation at all levels
Analyst, Designer, and Developer
Thyron Informatics Pvt. Limited
07.1999 - 02.2000
- Company Overview: Thyron Informatics (P) Ltd is a UK based company engaged in providing secure e-commerce and m-commerce solutions. Thyron is leading solution provider in Smart Card based transaction automation systems developed in Payment Gateway, PKI based security solutions, Mobile & Fixed POS Terminals & WAP solutions for mobile world
- Worked as key developer for Company’s Card based transaction automation systems on Visual Studio platform
- Initiated sales & marketing activity in India as a part of the Business Development team out of Indore & New Delhi
- Attended seminars related to IT industry, Organized Thyron’s participation in seminars & workshop
- Build relationship with prospective customers through product delivery and presentation
- Client relationship management through generating suspect and converting into prospect in the relevant industry verticals
Education
Master of Business Administration - Banking
Sikkim Manipal University
01.2009 - 01.2011
CAIIB & JAIIB -
Indian Institute of Banking And Finance
Masters of Technology - Computer Science
Institute of Computer Science And Electronics, DAVV Indore
Indore 01.1998 - 01.2000
Master of Science - Computer Science
Institute of Computer Science And Electronics, DAVV Indore
Indore, India 01.1996 - 01.1998
Bachelors of Science - Computer Science Hons.
M. B. Khalsa College DAVV Indore
Indore, India 01.1993 - 01.1996
Skills
- Collaborating cross-functional teams
- Business analyst functions
- Analytical Problem solving approach
- Strategic team building knowledge
- Exceptional communication skills
Platform knowledge
- Core Banking Finacle
- Informix-4GL
- Oracle HRMS E-business suite
- SAS & RSA Business analytics tools
Educationcertifications
- Master of Business Administration – Banking, 2009-2011, Sikkim Manipal University
- CAIIB & JAIIB Qualified, Indian Institute of Banking and Finance
- Masters of Technology, Computer Science, 1998-2000, Institute of Computer Science and Electronics, DAVV Indore
- Master of Science, Computer Science, 1996-1998, Institute of Computer Science and Electronics, DAVV Indore
- Bachelors of Science, Computer Science Hons., 1993-1996, M. B. Khalsa College DAVV Indore
Public Profiles
- Public profile available on Linkedin
Industry Expertise
- Retail Banking Operations
- Retail Banking
- Retail Assets & Liabilities
- Human Resource Management
- Clearing operations
- Customer Relationship Management
- Back Office Operations Management and Centralized Operations Management
Other Interests & Activities
· Visiting Educational Institutes/Colleges for lectures on Banking and Technology
· Mentoring/ Participating Youth hostel programmers
· Mentoring/ Participating in Vipassana Meditational practices
· Regularly plays Table Tennis
· Listening Indian classical and lite music.
Timeline
Deputy General Manager (IT division)
IDBI Bank Limited
10.2023 - Current
Chief Information Security Officer (CISO) & IT Head
IDBI Mutual Fund Company
09.2022 - 10.2023
Zonal Operations Manager – Pune Zone
IDBI Bank Limited
06.2019 - 08.2022
Head (Govt. Business Operations)
IDBI Bank Limited
10.2016 - 06.2019
Assistant General Manager, Human Resources
IDBI Bank Limited
04.2014 - 10.2016
Regional Operations Manager – Indore Region
IDBI Bank Limited
04.2011 - 04.2014
Master of Business Administration - Banking
Sikkim Manipal University
01.2009 - 01.2011
Head- Centralized Clearing unit
IDBI Bank Limited
04.2008 - 04.2011
DBA for Informix based Banking system on UNIX AIS OS
IDBI Bank Limited
02.2001 - 04.2008
Analyst, Designer, and Developer
Thyron Informatics Pvt. Limited
07.1999 - 02.2000
Masters of Technology - Computer Science
Institute of Computer Science And Electronics, DAVV Indore
01.1998 - 01.2000
Master of Science - Computer Science
Institute of Computer Science And Electronics, DAVV Indore
01.1996 - 01.1998
Bachelors of Science - Computer Science Hons.
M. B. Khalsa College DAVV Indore
01.1993 - 01.1996
CAIIB & JAIIB -
Indian Institute of Banking And Finance
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