Summary
Overview
Work History
Education
Skills
Timeline
Key Achievements
Generic

NITIN MALI

Pune

Summary

Senior Consultant Specialist with 18+ years in Cards & Payments domain, specializing in BASE24 Classic, Smart Vista, and Electra Switch implementations. Proven track record in ATM Self-Service Journeys, vendor/stakeholder management, and driving product backlogs in Agile/Scrum environments. Experienced in leading cross-functional teams, maintaining scrum boards, and delivering FSDs, user stories, and BA artifacts. Certified AWS Cloud Practitioner, currently preparing for AWS + AI Cloud Practitioner. Recognized for end-to-end product ownership and innovation in payments modernization.

Overview

19
19
years of professional experience

Work History

Senior Consultant Specialist

HSBC Software Development (India) Pvt. Ltd.
Pune
03.2023 - Current
  • Led ATM Self-Service Journey enhancements (Weak PIN, Visa Migration, Corporate Card Extracts).
  • Coordinated with vendors and stakeholders for Smart Vista production support across Malta & Armenia.
  • Maintained scrum boards, drove backlog refinement, and ensured sprint deliverables.
  • Partnered with Product Owners to align business priorities with technical delivery.

Implementation Specialist

LTIMindtree
11.2020 - 01.2023
  • Supported BASE24 Classic to Smart Vista migration for HSBC Canada.
  • Delivered KAL-ATM integration with BASE24 Device Handler.
  • Acted as BA, preparing FSDs, user stories, and backlog items for fraud management (SASEFM).

Technical Consultant

L&T Infotech Ltd.
Pune
05.2018 - 05.2020
  • Managed ISO8583 transaction testing, defect reporting, and production movement.
  • Supported BASE24–Smart Vista migration for HSBC Canada.
  • Led QA teams, enforced standard test processes, and streamlined manual testing efforts.

Sr. Project Associate

Financial Software & Systems Pvt. Ltd.
09.2010 - 03.2016
  • Extensive BASE24 Classic implementation & testing for SBI, Bank of Baroda, First Gulf Bank, UAB.
  • Projects included Biometric ATM authentication, EMI receipt enhancement, Contactless PayPass, Cardless Withdrawals, Rupay NPCI Direct connectivity, BASE24 upgrades.
  • Customized TAL language modules for SBI BASE24 projects.

Implementation Engineer

Electra Card Services Pvt. Ltd.
02.2008 - 09.2010
  • Electra Switch migration & customization projects for Dena Bank, Orient Bank, HFCU Uganda.
  • Delivered Triple DES migration, VBV certification, ATM/Kiosk integration.

Education

AWS Cloud Practitioner - Certified

B.E. - Electronics & Telecommunication

Govt. College of Engineering
Aurangabad

CDAC - undefined

Sunbeam Institute of Technology
Karad

Skills

  • Payments Domain Expertise: BASE24 Classic, Smart Vista, Electra, ISO8583, VISA/MasterCard/RuPay, EMV, NPCI
  • ATM Self-Service Journeys: KAL-ATM integration, EMV certifications, cardless withdrawals, contactless PayPass, fraud monitoring
  • Product Ownership & BA Skills: FSD creation, backlog prioritization, user stories, stakeholder/vendor engagement
  • Agile Leadership: Scrum ceremonies, sprint planning, backlog grooming, maintaining scrum boards, team mentoring
  • Testing & QA: SIT/UAT, Test Strategy, Defect Management, VISA ADVT, MasterCard M-TIP certifications
  • Cloud & Automation: AWS Cloud Practitioner Certified, Unix/Linux Shell Scripting, SQL, Control-M automation

Timeline

Senior Consultant Specialist

HSBC Software Development (India) Pvt. Ltd.
03.2023 - Current

Implementation Specialist

LTIMindtree
11.2020 - 01.2023

Technical Consultant

L&T Infotech Ltd.
05.2018 - 05.2020

Sr. Project Associate

Financial Software & Systems Pvt. Ltd.
09.2010 - 03.2016

Implementation Engineer

Electra Card Services Pvt. Ltd.
02.2008 - 09.2010

CDAC - undefined

Sunbeam Institute of Technology

B.E. - Electronics & Telecommunication

Govt. College of Engineering

AWS Cloud Practitioner - Certified

Key Achievements

  • Successfully led BASE24 Classic migration projects for SBI & HSBC.
  • Delivered ATM Self-Service Journeys (cardless withdrawals, contactless, EMV certifications).
  • Strong expertise in ISO8583 messaging, VISA/MasterCard certifications, EMV testing.
  • Recognized for team leadership in Agile/Scrum delivery and BA contributions (FSDs, user stories, backlog ownership).
  • Proven ability to drive stakeholder/vendor collaboration for payments modernization.
NITIN MALI