Pooja Lingayat
PUNE,MH
Summary
Highly motivated professional with a pragmatic and results-driven approach, combining a strong personality with effectiveness and flexibility. Over 5+ years of experience in the investment, retail, and commercial banking industry, specializing in NAV, corporate action, accounting, asset/data/cash management, business analysis, client onboarding, reconciliation, global custody, income verification, and KYC/CDD/AML. Possessing a robust engineering and banking background, with a good understanding of the capital market, financial market, derivatives products, and knowledge of EU regulations such as MiFID, EU AMLD, and AIFMD framework. Sharp analytical and interpersonal skills enable efficient understanding of clients' requirements and provision of effective solutions.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Team Lead
State Street HCL Pune
02.2022 - 08.2022
- Involved in the verification & payments of income in terms of Interest and dividend for FI (Fixed income) and equity funds
- Migrated multiple client accounts from State Street to HCL from scratch and enabled better governance over the process
- Involved in Dividend verification and payment - Checking and reviewing Ex-date, late announcement, entitlement, Tax related amendments, and adjustments
- Managed team size of 8 people as a team leader - handled overall finance operations (including Daily hurdles on errors, open incidents, client meetings, etc.), people management, cross-training, KPI and Performance Review
- Supporting in standardization of tasks by making MIS reports and creating SOPs and training materials to minimize client-specific procedures, resulting in reduced manpower dependency.
Financial Analyst
BNY Mellon Pune
02.2017 - 01.2022
- Responsible for looking Reconciliation process of accounting and custody part with the help of broker statements
- Through reconciliation of cash & assets, researching breaks by root cause and resolving any difference promptly
- Advised for Investigation of breaks to source them to the correct resolver groups on time
- Matched/reviewed breaks and monitored the aged breaks (FX break, Payable& Receivable break, Trade break, position break, dividend break, collateral break, OTC derivatives)
- Responsible for Information received from different brokers, vendors etc about positions, payments, transactions, trades, and tax lots (when available from the clients or sub-brokers) via automated feeds which are used to reconcile against IBOR details
- Supervised and managed the administration of multiple funds, including monthly, quarterly, and annual reporting, and overseeing closing processes
- Coordinates with internal/external stakeholder partners and processing hubs for the root cause or for any errors
- Review reports for new and existing clients' accounts, analyzing data from various technical and external sources to include a performance matrix with the help of ERP SAP Business object application
- Reviewed payments (SWIFT files- MT940/MT535) received and applied the appropriate amount to the account, ensuring the client approved the posted amount
- Monitored and maintained internal control measures, emphasizing risk management for different client's funds
- Responsible for a detailed check of setting up new client onboarding accounts (NOSTRO/VOSTRO) and maintaining accounts on TLM (Transaction Lifecycle Management) as a part of the central admin pre-reconciliation team for a smooth transition
- Review all opening, maintenance, and administration of funds and accounts: e.g
- Corporate action events like- closure, addition, merger, liquidation, acquisition, and name change of funds done by associate
- Also checked SWIFT setup, mapping broker accounts with correct currency and BIC codes from the custody side as required
- Spearheaded projects and initiatives, dedicating half of the time to process improvements, implementing new technologies, and analyzing and adapting to the automatization landscape of the future
- Played a vital role in CRT (Cash reconciliation tool) which involved the identification of logic, and preparation of BRD for each product i.e
- Interest and paydown, dividend and trades
- Assisted the developer by making him/her understand the requirements of the output and done multiple tests on the output before presenting it to the senior management which resulted in the reduction of the manual work and the time taken to perform the task
- Monitored productivity targets considering quality parameters and performing re-engineering initiatives like improving auto-match rates, converting manual reconciliation on TLM, UAT testing, and automating current manual processes
- Handled GPO-Global process outsourcing project individually, an integral part of the cash recon project which involved upgrading the TLM application by implementing various IT procedures
- Led internal improvement processes to enhance client and employee satisfaction and increase operational efficiency.
- Facilitated smooth month-end close processes by efficiently reconciling accounts and addressing discrepancies promptly.
Senior Operations Officer
ICICI BANK LTD Mumbai
09.2016 - 02.2017
- KYC/ CDD /AML monitoring in iView application: Performed stringent due diligence on opening new customers' accounts
- Procured necessary KYC information, and documentation based on retail or commercial clients
- Reviewed and verified documents received and made risk assessments on new customers for smooth onboarding by maintaining AML guidelines
- Identification and verification of the identity of retail/ corporate customers by strictly adhering to KYC/CDD & AML policy
- Complied with regulatory standards (by Reserve Bank of India) to guarantee high quality and timely completion of all customer due diligence
- Continuous review and approval of low, medium, and high-risk customers in an effective manner and if needed raised high-risk matters with management
- Ensure strict adherence to governance, risk management, and compliance requirements regarding KYC/AML matters and transaction monitoring.
Education
Post Graduate Diploma in Banking Operations -
IFBI Pune (Institute of Finance, Banking, And Insurance)
Pune08.2016
Bachelor of Engineering (Electronics & Telecommunication) -
CSIT Durg, CSVTU University, CG, India
Durg CG07.2013
Skills
- Time Management
- Flexible and Adaptable
- Problem-Solving
- Teamwork and Collaboration
- Data Analysis
- Account Reconciliation
- Finance
- Cash Flow Management
- Knowledge of ERP (Enterprise Resource Planning) software
- MS Office Suite
- Financial and operational reporting
- Financial statement analysis
- Bank Reconciliations
- Cash Flow analysis
- Data Reconciliation
- Advanced Excel
- Fixed Asset Accounting
Certification
- ECBA (Entry Certificate in Business Analysis) Certification, IIBA (International Institute for Business Analysis)
- IIBA-AAC Certification, IIBA (International Institute for Business Analysis)
- Certified Anti-Money Laundering Manager (CALM)
- Microsoft Power BI- A Complete Introduction
- Business Analysis Fundamental-2022
- Basic knowledge for beginners: SQL
- NISM (National Institute of Securities Market) Series VIII: Equity Derivatives Certification Examination, SEBI
- NISM (National Institute of Securities Market) Series V-A Mutual Fund Distribution Certification Examination, SEBI
Applications
- JIRA
- Confluence
- MCH (Multi Currency Horizon)
- Microsoft Office/365
- Microsoft Excel/PowerPoint/Dynamics
- TLM (Transaction Lifecycle Management-Reconciliation Tool)
- Share-point
- Command console(checklist)
- MySQL
- EAGLE STAR (SAP ERP FI Tool)
- INVEST ONE
- ERP SAP BUSINESS OBJECT(Reporting tool)
- BLOOMBERG
- GRX
- GDP
- DRAS
- WORKBENCH
- Xceptor Tool
- NEXEN web application
- FINACLE
- CRM - iView ICICI bank application
- MACROS
- Microsoft BI tool
- Euroclear
Personal Information
Date of Birth: 04/16/91
Timeline
Team Lead
State Street HCL Pune
02.2022 - 08.2022
Financial Analyst
BNY Mellon Pune
02.2017 - 01.2022
Senior Operations Officer
ICICI BANK LTD Mumbai
09.2016 - 02.2017
Post Graduate Diploma in Banking Operations -
IFBI Pune (Institute of Finance, Banking, And Insurance)
Bachelor of Engineering (Electronics & Telecommunication) -
CSIT Durg, CSVTU University, CG, India
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