Senior Technology Product Manager with 8+ years of experience in delivering operational efficiency and business impact. Led AI/ML product development at IDFC First Bank, including LLM-based voice analytics, contact center automation, and personal finance solutions boosting customer engagement and satisfaction. Expert in market research, design thinking, UI/UX and large-scale product development. Skilled at turning complex needs into customer-focused strategies.
Overview
12
12
years of professional experience
7
7
years of post-secondary education
Work History
Senior Technology Product Manager
IDFC First Bank
Mumbai
07.2024 - Current
Led development of an in-house Voice Analytics Engine analyzing 2M+ daily call center interactions to extract actionable insights
Enhanced sales and agent performance by standardizing top-performing pitches (20% lift in conversions), expanding call evaluations from 1% to 80%+, and designing personalized training for 2k+ agents using Agentic RAG.
Enabled hyper-personalized strategies through real-time, query-based Voice of Customer insights across 50+ campaigns in 3 months.
Designed a personalized finance engine for IDFC First Wealth, enabling automated, tailored recommendations for clients via relationship managers
Developed an in-house LLM-based OCR solution, replacing existing vendors with improved accuracy, lower latency, and reduced costs.
Led engagements with global vendors (OpenAI, ElevenLabs, Deepgram), navigating regulatory and information security challenges.
Managed a cross-functional team of 3 product managers and 5 data scientists to deliver solutions under tight timelines.
Collaborated with business stakeholders to ensure timely and successful product delivery.
Product Manager
Jio Platforms
Mumbai
12.2020 - 07.2024
Implemented new features for JioChat, a chat app with 10M+ users across Android, iOS, and KaiOS.
Conceptualized a secure calling app leveraging Jio’s quantum-secure 5G network.
Drove cross-business integrations, enabling use cases like customer care chatbot for Jio Financial Services and in-chat JioGames.
Launched JioChat on Bharat series feature phones, expanding digital access and ecosystem adoption.
Ideated an enterprise communication app tailored for small and medium businesses.
Explored emerging tech, including a Mixed Reality POC for JioGlass.
Ensured compliance with Google/Apple policies and government regulations.
Increased user engagement and penetration through creative promotions and App Store optimization (ASO).
Product Manager
CredAble
Mumbai
09.2019 - 12.2020
Managed CredAble’s flagship DDRX platform for SME clients, enabling ₹500 Cr+ monthly invoice discounting.
Led product planning, design, and release cycles, ensuring usability and quality in fortnightly sprints.
Conducted user research and analytics-driven insights to identify product gaps and enhance user experience.
Implemented Microsoft Dynamics CRM to streamline customer onboarding and engagement tracking.
Ideated new offerings like CredAble’s Early Salary program and AdSense income-based early payment.
Launched digital marketing campaigns via Google Ads, Facebook, TikTok, and influencers, driving ₹1 Cr+ disbursals in a month.
Senior Manager
Kotak Mahindra Bank
Mumbai
06.2017 - 09.2019
Built remittance transaction platform 'Lastmile' for 40+ exchange houses, integrating Ripple’s xCurrent blockchain solution.
Designed a digital onboarding platform for SME current accounts, targeting sole proprietors.
Implemented CRMNext for streamlined acquisition of current accounts and working capital customers.
Developed a blockchain-based cross-border supply chain finance solution to digitize trade documentation.
Integrated banking/payment APIs with Zoho and Tally under Kotak’s Open Banking initiative.
Launched Cash Management Services on the Kotak mobile app for business customers.
Created “Value Added Services” portal on Kotak’s website to boost SME engagement.
Led SEO and SEM efforts, driving 1,500+ monthly current account acquisitions for business banking.
Assistant Manager
Energo Engineering Projects Ltd
Delhi
08.2013 - 06.2015
Led planning, design, and execution of a ₹187 Cr project for Rajasthan Rajya Vidyut Nigam (RRVUNL).
Evaluated 95 vendors for procurement of 47 bought-out items worth ₹80 Cr.
Delivered design, engineering, and procurement for RRVUNL Kota 2 months ahead of schedule.
Reduced engineering time by 30% through standardization of technical documents and calculations.
Manager-Finance at IDFC First Bank Ltd. (erstwhile Capital First Limited, merged with IDFC Bank w.e.f. Dec-18)Manager-Finance at IDFC First Bank Ltd. (erstwhile Capital First Limited, merged with IDFC Bank w.e.f. Dec-18)