Pravin Bandagale
Dombivli
Summary
Experienced and results-driven Debt Collection Specialist with 15 years of experience in managing accounts receivable, negotiating settlements, and recovering outstanding debts for diverse industries. Proven ability to communicate effectively with clients, manage high volumes of cases, and achieve or exceed collection targets. Expertise in maintaining a high level of professionalism while resolving conflicts and maintaining compliance with relevant laws and regulations.
Overview
15
15
years of professional experience
Work History
Senior Associate Manager - Credit Control
Savex Technologies Pvt Ltd.
01.2014 - Current
- Managed a portfolio of delinquent accounts, consistently meeting or exceeding monthly collection targets.
- Initiated contact with debtors via phone, email, and written correspondence to collect payments, negotiate settlements, and offer financial counseling.
- Tracked and analyzed payment histories to identify patterns and suggest early interventions for problematic accounts.
- Ensured compliance with all relevant regulations and internal policies, minimizing the risk of legal action or reputational damage.
- Risk Mitigation point of view taking care while executing big and project base orders.
- Provides Various Working Capital Solutions Channel Financing to our valued customers.
- Efficiently working on Dashboards and MIS auto reports
- Regular market visits to gather insights on customer preferences, Competitor activity and industry trends.
Accountant
Ego Flooring Pvt. Ltd
09.2011 - 01.2014
- Handled day-to-day accounting processes to drive financial accuracy.
- Completed daily cash functions like account tracking, payroll and wage allocations, cash, and banking reconciliations.
- Assisted in reducing outstanding accounts receivable balances by diligently following up on overdue invoices.
- Provided journal entries and performed accounting on accrual basis.
Account-Assistant
Zenith Industrial Rubber Products Pvt. Ltd
07.2009 - 09.2011
- Processed payments and documents such as invoices, journal vouchers, employee reimbursements, and statements.
- Recorded deposits, reconciled monthly bank accounts and tracked expenses.
- Salary processing for off roll staff.
- Petty cash Handling, Physical Stock Verification, Stock Register Maintaining.
Education
Bachelor of Commerce -
Mumbai University
Dombivli01-2010
H.S.C -
Mumbai University
Dombivli01-2006
S.S.C -
Mumbai University
Dombivli01-2004
Skills
- Debt Recovery & Management
- Credit Analysis & Risk Assessment
- Legal Compliance
- Account Reconciliation
- Payment Plans & Settlements
- Communication & Conflict Resolution
- Report Generation & Data Analysis
- Time Management & Multi-tasking
Technical Skills
Proficient in debt collection software : Tally , Ramco ERP, IFS Applications.
Microsoft Office Suite (Excel, Word, PowerPoint)
Languages
English
Hindi
Marathi
Timeline
Senior Associate Manager - Credit Control
Savex Technologies Pvt Ltd.
01.2014 - Current
Accountant
Ego Flooring Pvt. Ltd
09.2011 - 01.2014
Account-Assistant
Zenith Industrial Rubber Products Pvt. Ltd
07.2009 - 09.2011
Bachelor of Commerce -
Mumbai University
H.S.C -
Mumbai University
S.S.C -
Mumbai University
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