Summary
Overview
Work History
Education
Skills
Languages
Timeline
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RAJANISH KUMAR KASHYAP

RAJANISH KUMAR KASHYAP

Mumbai

Summary

Professional Summary

Experienced Fintech Product Manager with a strong background in financial services, CRM systems, and LOS/LMS platforms. Skilled in driving digital transformation, optimising user journeys, and collaborating with engineering, sales, and risk teams to scale innovative lending solutions.

Results-driven and technically proficient Product Development & Support Engineer with over 13 years of experience in Java/J2EE-based application development. Skilled in delivering scalable enterprise solutions, integrating third-party APIs, and managing full SDLC workflows in fast-paced financial domains.

Utilizing strong problem-solving capabilities and performance optimization skills. Collaborative team player with a demonstrated ability in cross-functional coordination, production support, and driving continuous improvement initiatives.

Overview

14
14
years of professional experience

Work History

DVP - Tech Engineering(Product Development , Support & Audit)

AMBIT FINVEST
12.2022 - Current
  • Spearheaded the end-to-end product strategy and execution for core lending platforms, impacting 1,500+ internal users and over 2,000 customers across B2C segments.
  • Owned the product roadmap, leveraging data analytics and stakeholder input to prioritize high-impact features using MoSCoW and data driven frameworks.
  • Built cross-functional alignment among Engineering, Sales, Risk, Operations, Compliance, and Finance teams, reducing decision-making cycles by 30% and accelerating go-to-market timelines.
  • Led the development and successful launch of a mobile-first CRM and Vendor (DSA) Application platform, driving a 20% increase in loan applications within Q1 of launch.
  • Managed vendor relationships and conducted cost-benefit analyses, achieving over 60% reduction in product development costs, customer acquisition costs, and DSA (Direct Selling Agent) onboarding expenses.
  • Designed and launched a mobile platform for DSA lead generation, partner onboarding, and application tracking, leading to a 20% increase in vendor conversions.
  • Improved key product features based on user feedback and usage analytics, enhancing user engagement and operational efficiency.
  • Improved feature adoption by 25% through post-launch A/B testing and user feedback loops.
  • Designed and launched API-driven lending platforms, enabling seamless third party integrations.
  • Spearheaded Loan Origination System (LOS) & Business Rule Engine (BRE) enhancements and features, reducing processing TAT by 10%.
  • Spearheaded end-to-end API integrations (BBPS, UPI, NACH and Hunter fraud detection), reducing manual processing time by 35% and enhancing fraud detection capabilities.
  • Integrated CRM, LOS & LMS platforms, streamlining digital customer onboarding and improving operational efficiency.
  • Collaborated with Engineering teams to resolve tech blockers, improve system stability, and enhance application performance.
  • Conducted Build vs. Buy analysis, took decision to build in house product and outsource service .
  • Delivered comprehensive project progress updates to executive leadership (CEO, COO, CRO, CDO) and played a key role in prioritizing upcoming projects through detailed analysis and strategic recommendations.
  • Collaborated with engineering teams on technical specifications for new products or features.
  • Led Agile product development, conducting sprint planning, backlog grooming, and daily standup with Engineering teams.
  • Owned end-to-end requirement gathering, PRD writing, wireframing, and user story development for digital lending solutions.
  • Led user research & usability testing, refining workflows to enhance adoption and minimize drop-offs.
  • Developed detailed BRD, FRD, PRD, and user stories, ensuring clear business and technical teams alignment.
  • Conducted Product UAT testing to ensure alignment with requirements, business objectives, and projected impact before release.
  • Hired, mentored, and coached junior product managers and analysts, enabling them to drive independent product initially.
  • Provide support to product management team while demo of functionality
  • Controlling Tech support for raised Issue from department wise on manageengine portal
  • LOS & LMS support & maintenance
  • Perform in-charge duties of proposing IT audit objectives to Manage and develop detailed work plan for each engagement
  • Communicate, coordinate and schedule activities to execute the detailed audit plan

AVP - Tech Engineering(Software Development , Support & Audit)

DigiKredit Pvt Ltd - SME Corner.com
09.2016 - 12.2022
  • Gathering Requirement from Business Team
  • Coding and developing business applications based on requirement
  • Provide support to product management team while demo of functionality
  • Understand and improve Continuous Integration process & suggest software design to Team lead and colleagues
  • Controlling Tech support for raised Issue from department wise on freshdesk portal
  • Managing CRM System for lead generation & providing technical support for development
  • Perform in-charge duties of proposing IT audit objectives to Manage and develop detailed work plan for each engagement
  • Communicate, coordinate and schedule activities to execute the detailed audit plan
  • Prepare preliminary report for IT audit closing meeting with management.Lead discussion of audit conclusions,recommendations and proposed management action plans

Software Engineer

Byzan System Pvt Ltd
03.2013 - 08.2016
  • Code and develop business applications based on requirement

Software Developer

Carmentech Informatics Pvt Ltd
12.2010 - 02.2013
  • Code and develop business applications based on requirement
  • Provide support to product management team while demo of functionality
  • Understand and improve Continuous Integration process and Suggest software design to leads and colleagues

Education

B.Tech/B.E. - Computers

Rajiv Gandhi Proudyogiki Vishwavidyalaya (RGPV)
Bhopal, India
01.2010

12th - English

CBSE
01.2006

10th - English

CBSE
01.2004

Skills

  • API integration strategies

Languages

ENGLISH
HINDI

Timeline

DVP - Tech Engineering(Product Development , Support & Audit)

AMBIT FINVEST
12.2022 - Current

AVP - Tech Engineering(Software Development , Support & Audit)

DigiKredit Pvt Ltd - SME Corner.com
09.2016 - 12.2022

Software Engineer

Byzan System Pvt Ltd
03.2013 - 08.2016

Software Developer

Carmentech Informatics Pvt Ltd
12.2010 - 02.2013

B.Tech/B.E. - Computers

Rajiv Gandhi Proudyogiki Vishwavidyalaya (RGPV)

12th - English

CBSE

10th - English

CBSE

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