Rajas Kothare
Mumbai
Summary
- Comprehensive understanding of evaluating risk/financial fraud data from various sources; estimated trends, summarized information suited for investigative use
- In-depth know-how of managing high level security access in a professional and ethical manner
- Safeguards information system assets by identifying and solving potential and actual security problems
- Protects system by defining access privileges, control structures, and resources
- Recognizes problems by identifying abnormalities; reporting violations
- Skilled at performing AML investigations and compliance reviews in conjunction with the organization, particularly with high risk/SPF customers and as required by policy
- High energy-driven individual with a Master's degree in Criminology; targeting challenging assignments in Compliance/ Anti-Money Laundering (AML)/ Fraud Analysis & Research with an organization of high.
Overview
6
6
years of professional experience
1
1
Certification
Work History
FinCrime Analyst
Revolut
02.2023 - Current
- Working into Enhanced Due Diligence (EDD), work primarily included due diligence for business customers from transaction monitoring perspective. Screening and analyzing available information to make a decision whether the transaction pattern is expected for the customer was the major focus of work.
- Being entrusted with global customers, got an experience to deal with AML compliances and regulations of EU, UK, AU and US.
- Being able to keep my KPI's at utmost par and recognising my analytical skills, I was promoted within 7 months to Customer Risk Assessment (CRA) team.
- Working in CRA, my responsibilities primarily include holistic and indepth review of business customers profile, thus assessing the risk customers can possess to the company on AML/CTF grounds. It also includes business profiles owned by PEP.
- CRA also gave me a chance to be trained into Sanctions Evasion and gave me first hand experience on Sanctions evasions and PEP screening.
- Have been regularly given complex cases by my TL alongside other tasks such as effective queue management and problem solving.
- Recognising my talent and work management skills, being able to maintain my KPI's and being recognised as highest productive employee in my team while maintaining 100% quality, I was promoted again within six months to the next higher level in hierarchy.
- Working in CRA and Sanctions Evasion, I have developed my anaytical skills and have gained valuable experience and knowledge about AML/CTF regulations in EU, UK, AU and US.
Analyst
AML RightSource
01.2022 - 01.2023
- Working as an Analyst for US based BSA/AML into transaction monitoring profile, work primarily included investigating customers background via internet and commercial data base with help of their transaction history for holistic investigation of alerts generated my monitoring program
- Major work dealt in Anti-Money Laundering and Counter Terrorism Fighting, PEP, KYC, SAR, Funds Transfer and Transaction Monitoring by investigating source and destination of funds to ascertain the legitimacy of funds and their use, from account level investigations to customer level investigation and linked counterparties while adhering to the applicable federal and state laws, regulations and guidelines those relating to AntiMoney Laundering
- Analyzing time difference between my alerts and others, noted significant observations about why I could perform alerts quicker than others and after providing feedback for the same, efficiency was improved with increasing production while maintaining quality of work at 97% for the team with percentage of reworks dropping to less than 2%
- For recognising my efforts, I was assigned with extra responsibilities as a 'Question Person' to assist team, QC's and managers in understanding and deciphering case scenarios
- Suffice to say, having doing transaction monitoring for a year, I have given significant observations which helped save time in analysing alerts, increasing production and driving an impact on the society to counter money laundering activities.
Intern
Economic Offence Wing, Delhi Police
11.2020 - 11.2020
- Gathered knowledge about economic crimes, their modus-operandi and how to deal with it, investigate and crack these white-collar crimes with first-hand experience from investigating officers
- Studied related literature and conducted investigations to support research efforts.
Research Intern
CSSS - Centre For Study Of Society And Secularism
10.2018 - 12.2018
- Assisted in writing the annual communal violence report published by the center in their journal
- Penned several short articles for the center's website publication
- Gathered, arranged and corrected research data to create representative graphs & charts highlighting results for presentations.
Education
Master of Arts - Criminology
Lok Nayak Jaiprakash Narayan National Institute of Criminology And Forensic Science
New Delhi, India01.2021
Bachelor of Arts - Criminology & Psychology (Hons)
Coventry University
Coventry, United Kingdom05.2019
Skills
- Adaptable
- Resilience
- Critical Thinking
- Documentation And Reporting
- Financial Literacy Skills
- Logical
- Analytical Thinking
- Transaction Monitoring
- Customer Risk Assessment
- Risk Mitigation
Certification
- Certified Financial Crime Risk Analyst - India Forensic, Pursuing
- Cyber Security and Cyber Forensics, Centre for Development of Advanced Computing (CDAC), Government of India, 2019
- Forensic Accounting and Fraud Examination, West Virginia University, 2021, 87%
- Forensic Accounting: Fraud Investigation, Udemy, 2021
- Introduction to Offender Profiling, Udemy, 2021
- Forensic Psychology, Udemy, 2021
Accomplishments
- Received Merit Based Book Grant in 2020
- Achieved Great Indian Scholarship in 2015
Dissertations
- MA, Role of Internal Controls in Indian Companies to Prevent Economic Crimes
- BA, Dowry and Associated Domestic Violence - An Analysis of its Changing Pattern in South Asia
Paper Publications
- Changing Narratives of Domestic Violence: Women as Crime Perpetrators, 42nd All India Criminology Conference, Sagar, Madhya Pradesh, 2020
- Mob Lynchings in India: Journey to Lynchistan, CSSS: Centre for Study of Society and Secularism, 2018
Knowledge Purview
- KYC
- Anti-Money Laundering
- Compliance Management
- Fraud Analysis
- Due Diligence
- Risk Analysis
- High Value Transaction Monitoring
- CFT Law Compliance
- Regulatory & Statutory Requirements
Languages
English
Bilingual or Proficient (C2)
Marathi
Bilingual or Proficient (C2)
Hindi
Bilingual or Proficient (C2)
Gujarati
Elementary (A2)
French
Elementary (A2)
Arabic
Beginner (A1)
Timeline
FinCrime Analyst
Revolut
02.2023 - Current
Analyst
AML RightSource
01.2022 - 01.2023
Intern
Economic Offence Wing, Delhi Police
11.2020 - 11.2020
Research Intern
CSSS - Centre For Study Of Society And Secularism
10.2018 - 12.2018
Master of Arts - Criminology
Lok Nayak Jaiprakash Narayan National Institute of Criminology And Forensic Science
Bachelor of Arts - Criminology & Psychology (Hons)
Coventry University
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