Summary
Overview
Work History
Education
Skills
Certification
Projects
Hobbies and Interests
Timeline
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Riddhi Nakhate

Riddhi Nakhate

Mumbai

Summary

Experienced Credit Underwriter and Investor, experience in assessing borrower creditworthiness, structuring loan packages, and mitigating credit risks. Since the age of 18, successfully managed personal investments, demonstrating a strong track record of financial acumen and strategic decision-making. Proficient in financial analysis, due diligence, and client relationship management. Candidate for CFA Level 1, committed to advancing knowledge in finance and investment principles.

Overview

1
1
year of professional experience
1
1
Certification

Work History

Credit Underwriter

Liquiloans
Mumbai
04.2022 - 03.2023
  • Underwriting and ensuring quality underwriting for upto 40lakhs loan amount in majorly personal loans, education loans, jewellery loans, auto loans, property loans, etc
  • Closed 36,000 leads with a successful retention of 98% loans.
  • Conducting telephonic PD to understand business models, derive necessary information, and analyze the intention to repay the loan by the borrower.
  • Ensure TAT adherence.
  • Minimized delinquency rates by conducting thorough background checks on potential clients.
  • Reduced risk exposure through diligent evaluation of applicants' creditworthiness and recommending appropriate credit limits.

Social Work, HR & Finance internship

Umeed: A Drop of Hope
Pune
11.2021 - 02.2022
  • Organized community events and workshops to raise awareness about social issues.
  • Assisted clients in accessing social services, including housing, healthcare, and employment resources.
  • Researched community needs and helped develop new programs.

Education

International Masters in Business -

SDA Bocconi Asia Center
Mumbai, MH
03.2027

Bachelor of Management Studies - Finance

R. A. Podar Collage of Commerce and Economics
Mumbai, MH
01.2022

Senior Secondary School Education - Science (PCBM)

Bhavan's Bhagwandas Purohit Vidya Mandir
Nagpur, MH
01.2019

Secondary School Education -

Sunny's Spring Dale School
Bhandara, MH
01.2017

Skills

  • Credit Analysis and Risk Mitigation
  • Financial Modeling
  • Value Investing
  • Market Trends and Industry Acumen
  • Financial Analysis
  • Effective Communication
  • Due diligence
  • Ethical Judgment

Certification

JPMorgan Chase Investment Banking Job Simulation on Forage - July 2025

  • Identified an ideal M&A target for a client based on an assessment of their strategic and financial criteria.
  • Constructed a DCF model to calculate the valuation of the M&A target and adjusted the model to account for a competitor bid and supply chain interruption.
  • Created a 2-pager for the client containing a company profile and summary of the auction process.

Goldman Sachs Risk Job Simulation on Forage - July 2025

  • Completed a job simulation involving risk assessment and management for Goldman Sachs' Risk team.
  • Conducted individual credit risk analysis using quantified financial data, enhancing skills in personal finance evaluation.
  • Applied critical thinking and quantitative analysis to real estate scenarios, interpreting data to assess financial implications.
  • Developed and recommended risk mitigation strategies, demonstrating practical application of financial principles and market understanding.

Standard Chartered Financial Markets Sales Job Simulation on Forage - July 2025

  • Completed a job simulation recommending three investment ideas to suit the needs of a large multinational conglomerate seeking to maximise its risk-adjusted returns.
  • Advised the client on the use of options to protect against adverse movements in foreign exchange rates.
  • Practised critical thinking, communication, and presenting skills.

Art of Value Investing, 06/2023

Importance of Valuation, Common Size, Sensitivity, and Scenario Valuation Methods

Entrepreneurial Avenues in Financial Market, 02/2022,

Experienced in Fintech Solutions, Identifying and capitalizing on entrepreneurial opportunities within the financial market, studied the establishment and management of hedge funds, private equity, and REITs.

Basics of Financial Market, 01/2020,

Comprehensive Knowledge of Financial Markets, Analyzed Financial Instruments, Developed Trading Strategies, Explored Regulatory Environment, Trading Simulation

Projects

Financial Literacy: Need and Awareness, 04/13/2022

Measure financial literacy across age groups: 18-30, 31-50, and 50+., Investigate financial challenges and goals among youth., Compare India's financial literacy with global standards., Study government initiatives enhancing financial literacy in India., Identified Varied Levels of Financial Literacy, Insights into Financial Behaviors, Comparison with Global Standards & Policy and Program Recommendations

 Revamping India’s Economy: The 1991 Reforms and Their Impact, 03/29/2021

Analyzed the impact of the 1991 Liberalization, Privatization, and Globalization (LPG) economic reforms on India's GDP, per capita income, and major contributing sectors., Compiled findings into a comprehensive report, providing insights into the long-term effects of economic policy changes.

Hobbies and Interests

  • Trekking and Hiking
  • Painting
  • Cooking
  • Pottery
  • Embroidery
  • Playing Ukulele

Timeline

Credit Underwriter

Liquiloans
04.2022 - 03.2023

Social Work, HR & Finance internship

Umeed: A Drop of Hope
11.2021 - 02.2022

International Masters in Business -

SDA Bocconi Asia Center

Bachelor of Management Studies - Finance

R. A. Podar Collage of Commerce and Economics

Senior Secondary School Education - Science (PCBM)

Bhavan's Bhagwandas Purohit Vidya Mandir

Secondary School Education -

Sunny's Spring Dale School
Riddhi Nakhate