Rishiraj Sisodiya
IIM Post Graduate with 14+ Years of Work Experience in Lending / Banking Domain.
Pune
Summary
Dependable self-motivator gifted at finding reliable solutions for business issues via optimal solutions. Experienced in Requirement Analysis in Lending Lifecycle & accustomed to working with a cross-cultural, global teams on complex financial applications and can play Individual Contributor Role as well.
Overview
17
17
years of professional experience
5
5
years of post-secondary education
Work History
Senior Solution Consultant
Lentra AI
Pune
5 2023 - Current
- Product development of Loan Management System, Business Rule Engine Loan Servicing Solution
- Performed proof of concept demonstrations, instructing potential customers on benefits of 1LMS cloud platform and contributed to 50 Lacs INR of ARR.
- Documented Loan Servicing functionalities and conceptualized value propositions for Business Development.
- Main Clients - Aditya Birla Finance (Vehicle Loans), BDO Philippines.
Product Consultant
Tech Mahindra
Pune
04.2022 - 05.2023
- Performed design & solution of requirements for Loan Administration System of Shawbrook Commercial mortgage process including compliance related changes
- Increased revenue of 80,000 GBP Annually by delivering of compliance changes for UK/EU regulation around MCOB (TCF – Treating Customer Fairly), GDPR
- Main Clients: Shawbrook - Loans & Leasing, Yale Housing Society
Principal Product Consultant
Ebixcash Financial Technologies
Pune
03.2018 - 04.2022
- Implemented lending suite of Loan Originations, Loan Servicing, and Debt Collection products across Banks and NBFCs.
- Contributed to revenue growth by identifying upselling opportunities based on client needs analysis.
- Configurations for Loans & Asset Finance - Origination Workflow, Eligibility, Credit Scoring, Payment Apportionment Accounting events like Rescheduling, Restructuring, NPA Provisioning, Segmentation, Sequence of Actions i.e., Strategy, Allocation, Early or Legal Workflows
- Reduced process inconsistencies and effectively trained team members on best practices and protocols effectively saving ~200 Person Days
- Managed and Configured Complex loan eligibility calculations using Balance Sheet. P&L, Cash Flow for Companies from Capital Intensive Industry
- Main Clients - IDFC, TVS Finance, HD Saison Vietnam, BMW Malaysia
Lead Business Analyst
Edelweiss Financials
Mumbai
03.2016 - 03.2018
- Documented business processes, functional requirements with wireframes (using IRIS & Visio) for Wholesale Commodity Finance of Agriculture Business for in-house Loan Management System.
- Developed complex dashboard and reporting tools to track business performance KPIs for margin calls.
- Lead the development & management in house loan servicing application with 250 Cr of Wholesale Loan Book.
Product Manager
Tejora Technologies
Mumbai
12.2015 - 03.2016
- Led requirements analysis for SME lending & Asset Finance with semi automated credit approval process
Business Analyst
Nucleus Software Exports Ltd
Dubai
06.2014 - 09.2015
- Streamlined project management with effective communication and collaboration across cross-functional teams for requirement analysis of FinnOne lending suite
- Certificate of Team Excellence under category of “LIVE LARGE Project” ~ 7.5Million AED
- Main Clients - First Gulf Bank (Vehicle Loans & Leasing) for LMS, Dunia Finance for LOS, Abu Dhabi Housing Authority for LMS
Technical Analyst
Infosys Technologies
Pune
09.2007 - 05.2012
- Team Lead for 8-member team (Onsite & Offshore) in Finacle-Core for Fortune-500 Banking clients.
- Functional Analyst in Retail Banking (Term Deposits, Lending) and Trade Finance
- Gem of Quarter Award under category of Team Excellence (March 2009-May 2009)
- Main Clients: Australia New Zealand Bank (ANZ), Development Bank of Singapore (DBS) for Core Banking Implementation.
Education
PGDM - Finance
IIM Rohtak
Rohtak, India 06.2012 - 04.2014
B.Tech - Mechanical Engineering
COEP
Pune, India 09.2003 - 05.2007
Skills
Banking Products:
Loan Servicing / Repayment (Nucleus, Indus, Lentra)
Retail & Corporate Loan Originations (Nucleus, Indus, Lentra)
Debt Recovery & Collections (Nucleus & Indus)
Limits & Collateral Management (Nucleus, Indus, Lentra)
Core Banking (Finacle)
Skills
Business Analysis - Requirement Gathering, Process Flows, Functional Documentation
Project Management - Highlight Delivery Risks and Impacts
Product Configurations - Workflow, Eligibility, Scoring
UAT - User Training, Identify CRs from UAT Issues
Lines Of Business
Auto Loans for 2W, 3W, 4W & Capital Lease
Commercial Vehicle Loans
Mortgage and Loan Against Property
Wholesale Lending (Funded & Non Funded Facilities)
Timeline
Product Consultant
Tech Mahindra
04.2022 - 05.2023
Principal Product Consultant
Ebixcash Financial Technologies
03.2018 - 04.2022
Lead Business Analyst
Edelweiss Financials
03.2016 - 03.2018
Product Manager
Tejora Technologies
12.2015 - 03.2016
Business Analyst
Nucleus Software Exports Ltd
06.2014 - 09.2015
PGDM - Finance
IIM Rohtak
06.2012 - 04.2014
Technical Analyst
Infosys Technologies
09.2007 - 05.2012
B.Tech - Mechanical Engineering
COEP
09.2003 - 05.2007
Senior Solution Consultant
Lentra AI
5 2023 - Current
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