ROHAN KHANVILKAR

Results-driven Senior IT Business System Analyst with a decade of experience in fintech and banking. Specializes in merchant acquiring, AML/Fraud Risk management, and internal banking applications. Proven track record in driving end-to-end project execution by aligning SDLC methodologies with banking regulatory frameworks for compliance, risk mitigation, and operational efficiency. Skilled in application lifecycle management, audit compliance, architecture modernization, and project delivery while leading cross-functional teams. Expertise in vendor coordination, infrastructure planning, security assessments (AppSec & VAPT), and digital transformation initiatives. Known for optimizing processes, implementing scalable and secure technology solutions, and ensuring business continuity through effective disaster recovery and governance. Professional business systems expert with robust track record in evaluating and optimizing business processes. Known for ability to deliver actionable insights and solutions that align with organizational goals. Strong focus on collaborative efforts and achieving measurable results, adaptable to dynamic project needs. Proficient in requirements gathering, system analysis, and stakeholder communication.

• MERCHANT SETTLEMENT AUTOMATION, Eliminated manual intervention in settlement processes by integrating with Finacle core banking., Reduced turnaround time (TAT) by 30%, improved accuracy, and ensured seamless transaction processing for thousands of merchants.
• DIGITAL MERCHANT ONBOARDING TRANSFORMATION, Developed a mobile-based onboarding platform with real-time VKYC, dedupe checks, and screening to replace manual branch-dependent processes., Accelerated merchant acquisition, reducing onboarding TAT from seven days to two days (70% improvement), boosting business scalability.
• SWIFT FORMAT VALIDATOR IMPLEMENTATION, Designed an in-house SWIFT message validation tool to pre-check transactions before transmission, minimizing dependency on third-party validations., Reduced processing delays, eliminated penalties, and improved compliance with global transaction standards.
• APPLICATION ARCHITECTURE COMPLIANCE & MODERNIZATION, Led a multi-system architecture revamp, migrating applications to secure three-tier setups, implementing Active Directory (AD) & MFA security, and enhancing performance monitoring., Ensured regulatory compliance, strengthened audit readiness, and optimized system infrastructure for scalability.
• VENDOR & REGULATORY AUDIT SUCCESS, Coordinated audits across multiple applications, ensuring full compliance with InfoSec standards, AppSec assessments, and regulatory benchmarks., Achieved 100% audit clearance, mitigated potential security risks, and streamlined documentation for future evaluations.
• DISASTER RECOVERY & BUSINESS CONTINUITY PLANNING, Developed and executed Disaster Recovery (DR) drills, ensuring seamless failover strategies for critical banking applications., Strengthened system resilience, minimized downtime, and improved operational continuity in unforeseen circumstances.