SACHIN SONWANE

Looking appraisal up to Rs. 8 lakh for pre-owned car cases.
Looking Aligarh and Agra location centrally.
Closely monitoring on PDD and Non Starter cases.
Closely monitoring on system error and changes.
Providing monthly training to CPA, Sales Officers and ASM on Policy updates.
Conducting VPD for > 10 lakh customers.
Ticket Size- Rs.2 lakh to Rs.75 lakh.

• Reduced delinquency rates with proactive monitoring and timely intervention strategies for at-risk clients.
• Enhanced branch profitability by optimizing the credit portfolio mix and mitigating potential risks within lending activities.
• Reviewed and approved large credit applications, exercising sound judgment in line with company policies and risk appetite.
• Wrote reports detailing branch activities.
• Properly check KYC & vehicle documents Prepare for Cam, FI cum PD to customer house & business, Tele verification of customer details,
  checking from online govt site’s, Generate Cibil, De- dupe summary, Banking Plotting in Profit & LOSS, Plotting Financial in Using software for Hetra LOS , Track
  Create the Deal from login to disbursement & approved the deal under 10 lacs authority for UCV/NCV /Used Tractor & Used car product ,if loan amount above 10 lacs then case is sent to next level
  After disbursement follow-up for RC limit PDD cases +ED cases portfolio up to 12 month of X bucket.

Detail Data Entry, PD to customer ,Cam preparation & sent to CM for approval, after PDD collection additional work.

Detail Data Entry, PD to customer ,Cam preparation & sent to CM for approval, after PDD collection additional work

Product- CV. AL, PL

Recommendation of CV loan proposals to Next Level