Sainath Pallewad
COLLECTION SPECIALIST
Kolhapur
Summary
Seasoned collection specialist well-versed in collections procedures, payment plans and regulatory compliance. Financially literate and sympathetic manager of corporate-hired collections and debt acquisition operations with tact in customer persuasion and empathy. Supportive and emotionally aware team member, providing guidance to employees throughout stressful and confrontational interactions with public.
Overview
11
11
years of professional experience
3
3
Languages
Work History
TERRITORY COLLECTION MANAGER
TATA MOTOR FINANCE LIMITED
03.2023 - Current
- Worked closely with legal counsel to pursue necessary actions against non-compliant debtors, ensuring company interests were protected at all times.
- Negotiated settlements with customers experiencing financial difficulty, preventing potential litigation costs and preserving client relationships.
- Handling write off bucket
Collection Manager
Kotak Mahindra Bank LTD
8 2022 - 03.2023
- Maintained accurate records of all collection activities, providing transparency to stakeholders and senior management.
- Increased recovery rate by consistently meeting and exceeding targets set by management.
BRANCH COLLECTION MANAGER
Equitas Small Finance Bank LTD
6 2022 - 8 2022
- Commercial vechile recovery and legal process
- Handling branch collection
Collection Manager
Poonawalla fincorp LTD
12.2020 - 5 2022
- Handling multiple locations for commercial vehicle collections
- Looking after 10+ team member and working as a team for collection targets
Area Collection Manager - Farm Collections
L&T Financial services
7 2015 - 09.2020
- Looking after farm tractor collections portfolio
- legal process against defaulters
CASA OFFICER
ICICI BANK
10.2013 - 08.2014
- Sales and customer support
Education
Bachelor of Computer Applications -
SRTM UNIVERSITY
LATUR 04.2001 -
HSC -
MAHARSTRA STATE BOARD
LATUR 04.2001 -
SSC -
MAHARASTRA STATE BOARD
LATUR 04.2001 -
Skills
Debt recovery expertise
Portfolio Management
Patience and Persistence
Data entry proficiency
Teamwork and Collaboration
Problem-solving abilities
Time Management
Managing Delinquent Accounts
Persuasive Negotiation
Advanced Excel Functions
Accomplishments
- Achieved Highest Recovery collections in JFM 2022
- PAN INDIA TOP Performance Rank in POONAWALLA FINCORP LTD
Timeline
TERRITORY COLLECTION MANAGER
TATA MOTOR FINANCE LIMITED
03.2023 - Current
Collection Manager
Poonawalla fincorp LTD
12.2020 - 5 2022
CASA OFFICER
ICICI BANK
10.2013 - 08.2014
Bachelor of Computer Applications -
SRTM UNIVERSITY
04.2001 -
HSC -
MAHARSTRA STATE BOARD
04.2001 -
SSC -
MAHARASTRA STATE BOARD
04.2001 -
Collection Manager
Kotak Mahindra Bank LTD
8 2022 - 03.2023
BRANCH COLLECTION MANAGER
Equitas Small Finance Bank LTD
6 2022 - 8 2022
Area Collection Manager - Farm Collections
L&T Financial services
7 2015 - 09.2020
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