Sairam Shridhar Naik
Project Management
Mumbai City
Summary
Accomplished Senior Manager with extensive experience in risk analytics, business intelligence, and data analysis across leading financial institutions. Proven expertise in SAS programming, SQL, and Python to generate comprehensive reports and dashboards. Demonstrated ability to manage and integrate large datasets for portfolio analysis, delinquency reporting, and customer segmentation. Adept at project management and business analysis with a strong focus on improving operational efficiency. Career goal includes leveraging analytical skills to drive strategic decision-making in a dynamic financial environment.
Overview
15
15
years of professional experience
2018
2018
years of post-secondary education
Work History
Senior Manager,BIU Risk
Ambit Finvest
12.2023 - Current
- Analysis the Credit Manager Level TAT
- Analysis & Review the Dashboard & Reports
- Data fetched by Bigquery for all the Reports
- Prepare Monthly Delinquecy Report
- Wokring on the EDW Project for all the system data integrating in one system
- Portfolio Data Prepartion Monthly Basis
Senior Manager, (TW - Analytics)
L&T Finance
03.2022 - 12.2023
- Preparing Portfolio Metrics.
- Portfolio Data Prepartion Monthly Basis.
- TW Delinquency & Bounce report Monthly Basis analysis.
- Good & Bad Customer Segmentation Analysis on TW Portfolio Base.
- Vintage Analysis Zone wise.
- Analysis on Bureau Scrub Data.
- Rollrate Analysis
- Analysis on CRIF Scurb data with our Internal database.
Senior Manager, Risk Analytics
Indiabulls Consumer Finance
09.2019 - 02.2022
- (All Products : Dhani PL, LAP, Eductioan Loan, Business Loan Mort, SME etc)
- Automation of Securitization of Code in SAS
- Preparing Saleable & Non-Saleable Performance Report in SAS
- Preparing Portfolio cuts (Region,Loan-Bkt,Sanction-Amt Salary/Semp etc)
- Manage and Tracking PL Campaing data in SAS
- Portfolio Data Prepartion Monthly Basis
- Product-wise Delinquency report Monthly basis
- Product-wise Bounce Report Monthly basis
- All Product for Delinqucny Summary
Assistant Manager in Business Intelligence & Risk Analytics
Reliance Capital (Reliance Commercial Finance Ltd)
03.2017 - 09.2019
- Validation of Monthly BPMS Dashboard and publishing BPMS Dashboard to Top Management
- Working in SAS EG Analytics Tool for customizing reports
- Analysis on the CIBIL Cost Reports and publishing month summary.
- Preparing Risk MIS Including Risk Deck
- Analyzing on Bureau Data, Scrub Management, Bureau Data Management
MIS Executive
Tata Communications Ltd
08.2013 - 02.2017
- MIS Report Generation (Monthly, Weekly)
- Business Presentation (Monthly, Weekly)
- Revenue mapping, ACV mapping numbers with AM level, RESM level & VP Level.
- Preparing Churn Dashboard for India & Global
- Preparing Team Performance Report Monthly.
- Working in BI (Business Intelligence Team) Preparing & analysis Reports, Dashboard etc.
MIS Officer
HDFC Bannk
01.2011 - 07.2013
- Checking & verification of Debit & Credit entries processed in Dummy A/C’s on daily basis
- Preparation of Insurance file wherein customer as well as risk details are mentioned
- Bulk Funds Transfer to HDFC ERGO for Policy issuance with proper details
- Debiting Customer A/C’s as per requests initiated by Local ops or RM's
- Resolution of Mails Regarding Open credits of dummy A/C’s, Policy cancellation requests, Policy updating queries etc.
- Policy updation / Pre-disbursement document closure in System
- Penal dropping in system for the cases wherein debit processed
- Preparing TAT MIS Report.
- Preparing Daily Pay order MIS Report.
- Writing Basic SQL Query Select, Create Table, Join Function, Sub-query etc.
- Penal Charging & Dropping Customer A/Cs’
- Preparing Daily Reconciliation file where in customer charged penal.
- Preparing Monthly Penal Charging MIS Reports.
Education
PGDM-Post Graduate Diploma -
NMIMS
Bachelor of Commerce -
Mumbai University
Skills
SQL
SAS Programming
Data Analysis
R Language
Basic Python
Business Analysis
Project Management
Disclaimer
I consider myself to be able to work in a team and contribute dedicatedly. I hereby declare that the information furnished above is true to the best of my knowledge.
Timeline
Senior Manager,BIU Risk
Ambit Finvest
12.2023 - Current
Senior Manager, (TW - Analytics)
L&T Finance
03.2022 - 12.2023
Senior Manager, Risk Analytics
Indiabulls Consumer Finance
09.2019 - 02.2022
Assistant Manager in Business Intelligence & Risk Analytics
Reliance Capital (Reliance Commercial Finance Ltd)
03.2017 - 09.2019
MIS Executive
Tata Communications Ltd
08.2013 - 02.2017
MIS Officer
HDFC Bannk
01.2011 - 07.2013
Bachelor of Commerce -
Mumbai University
PGDM-Post Graduate Diploma -
NMIMS