SAKSHI
Product Manager
Mumbai
Summary
Product Manager with experience in Digital payments and UPI products within a regulated banking environment. Currently driving UPI growth at Axis Bank while managing partner integrations, ensuring regulatory compliance, and leveraging data-driven insights for strategic decision-making. Proven ability to collaborate effectively with large fintech partners, cross-functional teams, and regulatory bodies to deliver innovative solutions.
Overview
3
3
years of professional experience
Work History
Product Manager (Digital Payments / UPI)
Axis Bank
06.2025 - Current
- Part of the Digital Payments Key Client Management team, working on UPI and Digital Payments products.
- Manage key ecosystem partners, including Paytm, PhonePe, Google Pay, WhatsApp Pay, CRED, Flipkart, and KreditBee.
- Coordinate with Product, Technology, Operations, Risk, Compliance, NPCI, and external partners for feature execution and go-live.
- Ensure end-to-end regulatory compliance with the RBI, NPCI, and other governing bodies, including adherence to UPI guidelines and audit requirements.
- Handle revenue tracking, partner payouts, and reconciliation.
- Led UPI Lite growth campaigns and merchant onboarding initiatives.
- Improved team efficiency by streamlining processes and implementing innovative management strategies.
- Conduct regular data analysis and market share tracking to help Axis Bank retain its position as India’s #1 payer PSP Bank.
- Collaborated with cross-functional teams to drive business growth and achieve corporate objectives.
- Developed strong relationships with stakeholders to facilitate smooth communication and project completion.
- Liaised with team members, stakeholders and vendors to coordinate activities, provisioning, environment setup, risk mitigation and follow-up.
Sales Executive Intern
THE AIPAN RESORT
04.2024 - 06.2024
- B2C Sales Representative | Chardham Travels, a Division of The Aipan Resort
- Conducted competitive analysis to identify market trends and optimize sales strategies under senior supervision.
- Acted on inbound inquiries and converted these leads into prospects.
- Developed and maintained comprehensive reports on lead data and potential customer interactions using Google Sheets.
- Facilitated virtual meetings via Google Meet to comprehensively explain travel routes and itineraries to customers.
- Increased sales leads by conducting market research and identifying potential clients.
- Assisted in closing deals with prospective clients, resulting in increased revenue for the company. Generated a business of Rs 2,57,000 by selling group tour packages against a target of Rs 1,00,000.
- Participated in weekly meetings with the sales team, sharing insights from client interactions and discussing strategies for improvement.
Sales Executive Intern
ACTIVITY BEDS
03.2023 - 05.2023
- Onboard Travel Agent Partners and Perform Due Diligence: Ensured proper onboarding of travel agent partners by conducting thorough due diligence and verifying all required documents.
- Assist and Educate on Products/Platform & Services: Provided comprehensive assistance to travel agent partners, and clearly explain our product, and services to ensure they can effectively utilize our offerings.
- Generate Business from Travel Agent Partners: Collaborated with travel agent partners to generate business, to meet quarterly targets and expectations.
- Prepare Monthly and Quarterly Reports: Compile and analyze data to create detailed monthly and quarterly reports, tracking progress.
Education
PGDM - Marketing & Finance
FOSTIIMA Business School
New Delhi04-2025
B.Sc (Hons) - Mathematics
Shoolini University
Solan, India 04.2001 -
Skills
- Effective stakeholder management
- Strategic project planning
- Data analytics tools proficiency - Power BI, MS Excel, JIRA, Powerpoint
- Market research and analysis
- Creative Thinking
- Revenue & Commercial Management
- Client & Partner Relationship Management
- Project management
Timeline
Product Manager (Digital Payments / UPI)
Axis Bank
06.2025 - Current
Sales Executive Intern
THE AIPAN RESORT
04.2024 - 06.2024
Sales Executive Intern
ACTIVITY BEDS
03.2023 - 05.2023
B.Sc (Hons) - Mathematics
Shoolini University
04.2001 -
PGDM - Marketing & Finance
FOSTIIMA Business School