Sarika Digambar Turkar
Pune
Summary
Aspiring Product Owner with a results-driven mindset and over 6.5 years of experience in banking and financial services, with a key focus on business rules development, product management, strategy, business analysis, and legacy project migration. Adept at translating customer needs into actionable product features, and collaborating cross-functionally with engineering, design, and marketing teams to drive successful product launches. Skilled in market migration, competitive analysis, and data-driven decision-making to enhance user experience and drive business growth.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Developer
American Express
Pune
07.2022 - Current
- Subject Matter Expert in global onboarding and orchestration at American Express across the globe.
- Successfully led the migration of three markets (Italy, Germany, and Spain), surpassing the expected cycle time outcomes.
- Achieving the expected outcome for automation rates is to increase from the current 33% to 50%.
- Actively participated in program incremental (PI) planning, ensuring alignment of business requirements with technical implementation.
- Led grooming sessions, refined user stories, and prioritized tasks for efficient sprint execution.
- Worked closely with technical teams, marketing, and operations, bridging the gap between business and technology.
- Created detailed documentation of business rules, process flows, and architecture for various components, including contact strategy, workbasket manual routing, send-for-decision workflows, and impacted database tables managed by the business rules team.
Support Engineer
American Express (TEKsystems Global Services)
Bangalore
10.2021 - 07.2022
- My responsibilities include working as a Support Engineer with the onsite coordinators on the Development Requests provided by the client.
- Coordinating with different groups of interfacing systems.
- Analysis of the specifications provided by the client.
- Developing business rules in the WinAREAS+ tool, and conducting system integration testing.
- Developing test plans and testing enhancements.
- Supporting system integration testing, user acceptance testing, and regression testing.
- Taking care of the implementation activities and production validation activities.
- Implementation of the enhancements in the real-time environment.
Associate Consultant
American Express (Atos Syntel)
Pune
03.2018 - 09.2021
- Worked with the various business teams to gather business requirements, designed a prototype of the system, and presented it to the business users and managers.
- I was responsible for defining business rules in the WinAREAS+ tool for contact strategy, Logo PCT addition, application cancellation, decline rules, and credit bureau call logic.
- Created As-Is and To-Be models for the application.
- Suggested measures and recommendations to improve the current application’s performance.
Education
B. Engineering - Information Technology
Rashtrasant Tukadoji Maharaj Nagpur University
05-2017
Polytechnic Diploma - Computer Engineering
Maharashtra State Board of Technical Education
05-2014
Higher Secondary (HSC) -
Maharashtra Board
05-2011
Secondary (SSC) -
Maharashtra Board
05-2009
Skills
- Product Management
- PI Planning
- Sprint Planning
- Scaled Agile Framework
- Confluence
- Unify
- Rally
- Jira
- Java
- Manual Testing
- Module Testing
- Mainframe testing
- Postman API Testing
- SIT
- UAT
- PostgreSQL
- WinARES
Certification
- Product Management Insights, Linked In Learning, 2025
- Becoming a Product Manager: A Complete Guide, Linked In Learning, 2025
- Generative AI for Product Managers, Linked In Learning, 2025
Languages
- English
- Hindi
- Marathi
Personal Information
Date of Birth: 10/01/93
Timeline
Developer
American Express
07.2022 - Current
Support Engineer
American Express (TEKsystems Global Services)
10.2021 - 07.2022
Associate Consultant
American Express (Atos Syntel)
03.2018 - 09.2021
B. Engineering - Information Technology
Rashtrasant Tukadoji Maharaj Nagpur University
Polytechnic Diploma - Computer Engineering
Maharashtra State Board of Technical Education
Higher Secondary (HSC) -
Maharashtra Board
Secondary (SSC) -
Maharashtra Board
Similar Profiles
Nemecio ContrerasNemecio Contreras
(Fraud Prevention) at American Express(Fraud Prevention) at American Express
Jorge Vance-GonzalezJorge Vance-Gonzalez
Travel Care Agent at American ExpressTravel Care Agent at American Express
Harshitha KomatineniHarshitha Komatineni
Software Engineer at American ExpressSoftware Engineer at American Express