Shashank Mahajan

Loan Processing Officer

TJSB Sahakari Bank

05.2015 - Current

Assisted in developing new marketing materials to promote lending products, resulting in increased brand awareness among potential customers.
Provided exceptional customer service, addressing client inquiries and resolving issues promptly and professionally.
Collaborated with underwriters to expedite loan approvals, ensuring a smooth application process for clients.
Streamlined loan processing procedures by implementing efficient document management systems.
As per customer need suggest them a suitable product for fulfillments of end use.
Verify the KYC of customer, identify the client and there need for money borrowing etc.
Conducted comprehensive reviews of applicant credit histories, identifying discrepancies or concerns requiring further investigation.
Verification of there financial position by scrutinizing ITR copy, GST Return, Account statement etc.
Processed loan applications and monitored progress from start to finish.
Physically verification of business/ employment what they exactly doing and approx tally the financial position by physical verification.
Enhanced customer satisfaction by providing timely and accurate information on loan products and services.
Approved loan applications based on customer creditworthiness and provided detailed financial advice.
Analyzed potential risks and evaluated loan products to identify suitable options for customers.
Verification of security property they had offered for loan by physically visit and scrutinize the documents from panel advocate and obtain legal search title report.
Managed a high volume of loan applications, consistently meeting or exceeding performance targets.
Reduced turnaround time for loan approvals through diligent review and analysis of loan applications.
Disbursement of loan after fulfillment of sanction condition. Completion of ATR part.
Supported sales team by preparing pre-qualifications for prospective clients, boosting lead generation efforts.
Maintained strict compliance with industry regulations and company policies during all stages of the loan process.
Developed strong relationships with clients, earning repeat business through personalized attention to their financial needs.