SHUBHANGI GAIDHANI
Pune,MH
Summary
8 Years of digital , core and functional banking experience cutting across entire lifecycle of financial infrastructure
Overview
9
9
years of professional experience
1
1
Certification
Work History
Banking Operation/Customer Relationship Officer
Bank of Baroda
01.2018 - Current
- Savings and current account opening, KYC, processing of payment through cheque, NEFT, RTGS etc., payments for Government Business, ATM replenishment and monitoring, KYC / AML transaction monitoring, challans, PSB doorstep banking
- Cash management, generation of business reports, analysis of reports, decision-making, resolving customer queries and implementation of government schemes from time to time
- Credit Underwriting, Lead Generation, Maintain Product portfolio for Branch and identify customer requirements.
Banking Digital Officer
Bank of Baroda
01.2017 - 01.2018
- Implementation of digital initiatives of Bank like mobile banking, internet banking, BHIM UPI etc., making customers aware of digital initiatives of bank and guiding customer for digital payments
- Video KYC based account opening, corporate banking, and merchant banking.
Banking Credit Officer
Bank of Baroda
01.2016 - 01.2017
- Loans and advances processing, sanctioning, documentation, disbursement of loans, inspections
- Regular monitoring of loans, credit proposals, implementation of credit policies, MSME Loans
- Implementation of government policies related to loans, back office processing of credit proposals and loans
- Finacle software-Live and Report Server experience.
Education
Bachelor of Engineering - Electronics
Nagpur University
Higher Secondary (HSC) - undefined
Kendriya Vidyalaya - CBSE
Nagpur, MHSecondary (SSC) - undefined
Kendriya Vidyalaya - CBSE
Nagpur, MHCertification
Certified Associate of Indian Institute of Bankers (CAIIB), Institute of Banking and Finance (IIBF)
Accomplishments
- Achieved all targets set for Branch. Increase monthly disbursements to 200%.
- PAN-India 3rd in Retail-Car loan sanctioning and disbursement FY 2020-2021
- Lead branch towards profitability and lowest risk markers
Languages
English
Hindi
Marathi
Timeline
Banking Operation/Customer Relationship Officer
Bank of Baroda
01.2018 - Current
Banking Digital Officer
Bank of Baroda
01.2017 - 01.2018
Banking Credit Officer
Bank of Baroda
01.2016 - 01.2017
Bachelor of Engineering - Electronics
Nagpur University
Higher Secondary (HSC) - undefined
Kendriya Vidyalaya - CBSE
Secondary (SSC) - undefined
Kendriya Vidyalaya - CBSE
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