8 Years of digital , core and functional banking experience cutting across entire lifecycle of financial infrastructure
Overview
9
9
years of professional experience
1
1
Certification
Work History
Banking Operation/Customer Relationship Officer
Bank of Baroda
01.2018 - Current
Savings and current account opening, KYC, processing of payment through cheque, NEFT, RTGS etc., payments for Government Business, ATM replenishment and monitoring, KYC / AML transaction monitoring, challans, PSB doorstep banking
Cash management, generation of business reports, analysis of reports, decision-making, resolving customer queries and implementation of government schemes from time to time
Credit Underwriting, Lead Generation, Maintain Product portfolio for Branch and identify customer requirements.
Banking Digital Officer
Bank of Baroda
01.2017 - 01.2018
Implementation of digital initiatives of Bank like mobile banking, internet banking, BHIM UPI etc., making customers aware of digital initiatives of bank and guiding customer for digital payments
Video KYC based account opening, corporate banking, and merchant banking.
Banking Credit Officer
Bank of Baroda
01.2016 - 01.2017
Loans and advances processing, sanctioning, documentation, disbursement of loans, inspections
Regular monitoring of loans, credit proposals, implementation of credit policies, MSME Loans
Implementation of government policies related to loans, back office processing of credit proposals and loans
Finacle software-Live and Report Server experience.
Education
Bachelor of Engineering - Electronics
Nagpur University
Higher Secondary (HSC) - undefined
Kendriya Vidyalaya - CBSE
Nagpur, MH
Secondary (SSC) - undefined
Kendriya Vidyalaya - CBSE
Nagpur, MH
Certification
Certified Associate of Indian Institute of Bankers (CAIIB), Institute of Banking and Finance (IIBF)
Accomplishments
Achieved all targets set for Branch. Increase monthly disbursements to 200%.
PAN-India 3rd in Retail-Car loan sanctioning and disbursement FY 2020-2021
Lead branch towards profitability and lowest risk markers
<ul>
<li>Led a team of three in the credit risk function for borrowers in North India.</li>
<li>Managed complete documentation process for corporate loans, ensuring accuracy and regulatory compliance.</li>
<li>Reviewed legal documents to verify compliance with internal policies and regulations.</li>
<li>Collaborated with legal counsel and relationship teams to close transactions promptly.</li>
<li>Resolved loan document discrepancies within policy framework, minimizing risks and delays.</li>
<li>Improved loan documentation processes, achieving a 99% accuracy rate.</li>
<li>Partnered with product and governance teams to refine banking products based on customer needs.</li>
<li>Directed relationship management efforts to enhance stakeholder engagement and process improvements.</li>
</ul> at Standard Chartered Bank<ul>
<li>Led a team of three in the credit risk function for borrowers in North India.</li>
<li>Managed complete documentation process for corporate loans, ensuring accuracy and regulatory compliance.</li>
<li>Reviewed legal documents to verify compliance with internal policies and regulations.</li>
<li>Collaborated with legal counsel and relationship teams to close transactions promptly.</li>
<li>Resolved loan document discrepancies within policy framework, minimizing risks and delays.</li>
<li>Improved loan documentation processes, achieving a 99% accuracy rate.</li>
<li>Partnered with product and governance teams to refine banking products based on customer needs.</li>
<li>Directed relationship management efforts to enhance stakeholder engagement and process improvements.</li>
</ul> at Standard Chartered Bank