Sonu Ramjee Maurya
Senior Analyst
Mumbai
Summary
As a Senior Analyst in AML Transaction Monitoring at Standard Chartered Bank, I bring extensive experience in banking and trade finance operations. Known for my sharp analytical skills, attention to detail, and proactive problem-solving abilities. Seeking new opportunities to leverage my expertise and contribute to organizational success.
Overview
13
13
years of professional experience
3
3
years of post-secondary education
3
3
Languages
Work History
Senior Analyst
Standard Chartered Bank
Mumbai
10.2022 - Current
- Monitored transactions independently using federal and state banking regulations to ensure compliance.
- Identified and investigated significant cases, red flags, and patterns indicative of illicit funds laundering, using detailed analyses of transaction data.
- Analyzed complex transactional and customer data to detect patterns, trends, and anomalies, implementing measures to prevent, mitigate, and report suspicious activities.
- Utilized transactional and customer records, external data, and publicly available information to pinpoint unusual or suspicious activities and ensure regulatory compliance.
- Generated & reviewed suspicious activity reports (SAR), documenting findings, ensuring timely reporting.
- Collaborated with teams to enhance AML practices and improve transaction monitoring processes.
- Conducted audits of monitoring systems to ensure effectiveness and adherence to AML policies.
- Provided training and support on AML procedures and regulatory changes to strengthen compliance.
- Understanding of Finnet 2.0 while having brief understanding over reporting of primary and related parties tagged under Account Details, Account to Person, KC1, KC2, KCS1 and KCS2 along with the transaction files basis which preparing the key FIU reports and creating internal watchlists as well as generating CDD trigger reports.
- Performing Post AML Actions, including updating internal watchlists in Veritas System and Updation of various follow-up action dates in Enterprise Case Management System and ensuring timely closure of cases.
- To liaise up with CDD trigger Team to meet submission deadlines for reported clients.
- Ensure timely submission of internal watchlist reports and CDD triggers without deviations.
- Demonstrate a strong understanding of technical systems relevant to AML and transaction monitoring.
- Ensure accurate reporting of primary and related parties submitted by the STR team, addressing any deviations promptly, track and remediate investigations related to regulatory findings.
- Conduct Internal Quality checks within the team to prevent quality issues and avoid TAT breaches.
Adhere to Quality checks, evaluating, rectifying and providing suitable justifications if any errors found by the Quality Control Team. - Facilitate training and mentorship within the team to enhance process understanding and development which thereby positively impacting productivity.
- Collaborate with the global watchlist management team for reporting on clients from other countries as well as to liaise up with business units, support teams and develop effective working relationship in conduct of AML Compliance.
- MSTR DATA reconciliation for automation of the process of CDD trigger of BB client.
Trade Finance Export Associate (HGS Payroll)
IDFC First Bank
Mumbai
01.2019 - 03.2022
- Lodged export bills against advance payments and collections (LC and non-LC), with accurate compliance.
- Managed the realization of export bills (inward remittance) for advance payments and merchant trades.
- Processed EEFC & Nostro payment transactions, ensuring timely handling of foreign exchange operation.
- Updated purchase orders (P.O.) and handled administrative tasks to maintain operational efficiency.
- Recovered monthly pre-shipment interest (PCFC/PCRC) & processed tracer payments & interest collection.
- Collected overdue tracer charges & managed liquidation of PCFC and PCRC, ensuring timely resolution.
Assistant Manager Operation
Bajaj Finance
Mumbai
05.2018 - 10.2018
- Oversaw warehouse receipt finance and cold storage activities, ensuring efficient operation & compliance.
- Managed inbound & outbound transactions, maintaining accurate records & facilitating smooth processes.
- Maintained stock records for audits, ensuring precision & compliance with internal and external standards.
- Verified release orders with both office and clients, ensuring accuracy and timely processing.
- Prepared and sent reports to business and risk management teams, providing insights and updates.
- Conducted stock inspections across various warehouses and cold storage facilities to ensure quality.
Sales Executive
Aastha Properties
Navi Mumbai
08.2016 - 05.2018
- Assisted clients in selecting and obtaining property, providing recommendations based on their needs.
- Calculated sales prices and processed transactions, like cash and credit payments, ensuring accuracy.
- Guided clients through the entire loan process for property purchases, facilitating smooth transactions.
Warehouse Executive
Edelweiss Agri Value Chain Ltd
Mumbai
08.2015 - 07.2016
- Oversaw warehouse operations as Location Controller, managing all inbound and outbound transactions.
- Coordinated and supervised team activities, ensuring smooth workflow and effective team management.
- Maintained comprehensive stock records for audits and ensured documentation of inventory levels.
- Oversaw warehouse setup and stock planning, optimizing layout and effective stack management.
Senior Sales Executive
Sapan Real Estate
Navi Mumbai
06.2012 - 06.2015
- Assisted customers in selecting & obtaining property, providing recommendations based on their needs.
- Computed sales and processed transactions, like cash and credit payments, ensuring financial handling.
- Addressed customer inquiries related to property matters, and managed paperwork for various transactions, demonstrating comprehensive knowledge of business operations.
Education
BBA -
Dr. C.V.Raman University
India 06.2014 - 07.2017
Skills
- Financial Analysis
- Trade Finance
- Anti-Money Laundering
- Banking Compliance
- Transaction Monitoring
- Regulatory Reporting
- Suspicious Activity
- Interpersonal Skills
- Teamwork
- Analytical Skills
- Active Listening
- Adaptability
- Critical Thinking
- Goal Oriented
Personal Information
- Date of Birth: 09/13/87
- Nationality: Indian
Area Of Expertise
- Financial Analysis
- Trade Finance
- Data Analysis
- Anti-Money Laundering
- Banking Compliance
- Fraud Detection
- Transaction Monitoring
- Risk Assessment
- Regulatory Reporting
- Back-end Operations
- Operations Management
- Suspicious Activity
Timeline
Senior Analyst
Standard Chartered Bank
10.2022 - Current
Trade Finance Export Associate (HGS Payroll)
IDFC First Bank
01.2019 - 03.2022
Assistant Manager Operation
Bajaj Finance
05.2018 - 10.2018
Sales Executive
Aastha Properties
08.2016 - 05.2018
Warehouse Executive
Edelweiss Agri Value Chain Ltd
08.2015 - 07.2016
BBA -
Dr. C.V.Raman University
06.2014 - 07.2017
Senior Sales Executive
Sapan Real Estate
06.2012 - 06.2015
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