Intended to build a career with leading corporate with committed and dedicated people, Which will help me to explore myself fully and realize my potential Willing to work as a key player in challenging and creative environment which will help both me and corporate to move ahead and ahead.
Overview
8
8
years of professional experience
Work History
Credit Manager
Adani Capital Pvt. Ltd.
12.2022 - Current
Ensuring error free underwriting of loan customers in line with approved processes and policies
Meeting with clients, evaluating them, transparently advising intricate details of our products and treating them with respect
Responsible for file completion and data entry into the system
Overall portfolio quality of the branch
Property document management
In charge of branch maintenance and administration
Front end credit underwriting and customer meetings
Vendor management including lawyers, valuer, fraud agencies etc
Attending to walk-ins into branches and visiting clients at their place of work
Ensuring early collections
Interfacing with disbursal bank and handling front end disbursal process
Responsible for portfolio evaluation and delinquency management
Responsible for project evaluation and progress tracking
Credit Manager
India Shelter Finance Corporation Ltd
08.2022 - 11.2023
Ensuring error free underwriting of loan customers in line with approved processes and policies
Meeting with clients, evaluating them, transparently advising intricate details of our products and treating them with respect
Responsible for file completion and data entry into the system
Overall portfolio quality of the branch
Property document management
In charge of branch maintenance and administration
Front end credit underwriting and customer meetings
Vendor management including lawyers, valuer, fraud agencies etc
Attending to walk-ins into branches and visiting clients at their place of work
Ensuring early collections
Interfacing with disbursal bank and handling front end disbursal process
Responsible for portfolio evaluation and delinquency management
Responsible for project evaluation and progress tracking
Assistant Credit Manager
Equitas Small Finance Bank LTD
11.2021 - 05.2022
Ensuring error free underwriting of loan customers in line with approved processes and policies
Meeting with clients, evaluating them, transparently advising intricate details of our products and treating them with respect
Responsible for file completion and data entry into the system
Overall portfolio quality of the branch
Property document management
In charge of branch maintenance and administration
Front end credit underwriting and customer meetings
Vendor management including lawyers, valuer, fraud agencies etc
Attending to walk-ins into branches and visiting clients at their place of work
Ensuring early collections
Interfacing with disbursal bank and handling front end disbursal process
Responsible for portfolio evaluation and delinquency management
Responsible for project evaluation and progress tracking
COM(CV Loans)
AU Small Finance Bank LTD
05.2018 - 10.2021
Ensuring error free underwriting of loan customers in line with approved processes and policies
Handling team like Credit officer and Operation officer etc
Responsible for file completion and data entry into the system
Property document management
In charge of branch maintenance and administration
Front end operation underwriting and customer meetings
Attending to walk-ins into branches and visiting clients at their place of work
Interfacing with disbursal bank and handling front end disbursal process
Responsible for Credit & operation
Best Employee Of The Year 2019
Credit Executive
SHRIRAM CITY UNION FINANCE LTD
12.2016 - 04.2018
Ensuring error free underwriting of loan customers in line with approved processes and policies
Meeting with clients, evaluating them, transparently advising intricate details of our products and treating them with respect
Responsible for file completion and data entry into the system
Overall portfolio quality of the branch
Property document management
In charge of branch maintenance and administration
Front end credit underwriting and customer meetings
Vendor management including lawyers, valuer, fraud agencies etc
Attending to walk-ins into branches and visiting clients at their place of work
Ensuring early collections
Interfacing with disbursal bank and handling front end disbursal process
Responsible for portfolio evaluation and delinquency management
Responsible for project evaluation and progress tracking
Education
Bachelor of Commerce - Commerce
Chintamanrao College of Commerce
Sangli
01.2014
H.S.C. -
Chintamanrao College of Commerce
Sangli
01.2009
Skills
Credit analysis
Application processing
Risk analysis
Portfolio management
Underwriting expertise
Credit risk management
Financial analysis and reporting
Vendor Management
Mobilenumbers
9404714477
8482843184
Disclaimer
I, hereby declare that the above information furnished by me is true to the best of my knowledge.
Personal Information
Total Experience: 08.00 years
Timeline
Credit Manager
Adani Capital Pvt. Ltd.
12.2022 - Current
Credit Manager
India Shelter Finance Corporation Ltd
08.2022 - 11.2023
Assistant Credit Manager
Equitas Small Finance Bank LTD
11.2021 - 05.2022
COM(CV Loans)
AU Small Finance Bank LTD
05.2018 - 10.2021
Credit Executive
SHRIRAM CITY UNION FINANCE LTD
12.2016 - 04.2018
Bachelor of Commerce - Commerce
Chintamanrao College of Commerce
H.S.C. -
Chintamanrao College of Commerce
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