Suhas Malse
Credit Manager
Sangli
Summary
Intended to build a career with leading corporate with committed and dedicated people, Which will help me to explore myself fully and realize my potential Willing to work as a key player in challenging and creative environment which will help both me and corporate to move ahead and ahead.
Overview
10
10
years of professional experience
Work History
Credit Manager
DCB Bank
11.2025 - Current
- Developed credit policies and procedures to enhance risk assessment and decision-making processes.
- Analyzed customer creditworthiness using financial statements and scorecards to minimize default risk.
- Led team in evaluating loan applications, ensuring compliance with regulatory standards and company guidelines.
- Implemented automated credit reporting tools, improving accuracy and reducing processing time by 30%.
Credit Manager
Adani Capital Pvt. Ltd.
12.2023 - 10.2025
- Ensuring error free underwriting of loan customers in line with approved processes and policies
- Meeting with clients, evaluating them, transparently advising intricate details of our products and treating them with respect
- Responsible for file completion and data entry into the system
- Overall portfolio quality of the branch
- Property document management
- In charge of branch maintenance and administration
- Front end credit underwriting and customer meetings
- Vendor management including lawyers, valuer, fraud agencies etc
- Attending to walk-ins into branches and visiting clients at their place of work
- Ensuring early collections
- Interfacing with disbursal bank and handling front end disbursal process
- Responsible for portfolio evaluation and delinquency management
- Responsible for project evaluation and progress tracking
Credit Manager
India Shelter Finance Corporation Ltd
08.2022 - 11.2023
- Ensuring error free underwriting of loan customers in line with approved processes and policies
- Meeting with clients, evaluating them, transparently advising intricate details of our products and treating them with respect
- Responsible for file completion and data entry into the system
- Overall portfolio quality of the branch
- Property document management
- In charge of branch maintenance and administration
- Front end credit underwriting and customer meetings
- Vendor management including lawyers, valuer, fraud agencies etc
- Attending to walk-ins into branches and visiting clients at their place of work
- Ensuring early collections
- Interfacing with disbursal bank and handling front end disbursal process
- Responsible for portfolio evaluation and delinquency management
- Responsible for project evaluation and progress tracking
Assistant Credit Manager
Equitas Small Finance Bank LTD
11.2021 - 05.2022
- Ensuring error free underwriting of loan customers in line with approved processes and policies
- Meeting with clients, evaluating them, transparently advising intricate details of our products and treating them with respect
- Responsible for file completion and data entry into the system
- Overall portfolio quality of the branch
- Property document management
- In charge of branch maintenance and administration
- Front end credit underwriting and customer meetings
- Vendor management including lawyers, valuer, fraud agencies etc
- Attending to walk-ins into branches and visiting clients at their place of work
- Ensuring early collections
- Interfacing with disbursal bank and handling front end disbursal process
- Responsible for portfolio evaluation and delinquency management
- Responsible for project evaluation and progress tracking
COM(CV Loans)
AU Small Finance Bank LTD
05.2018 - 10.2021
- Ensuring error free underwriting of loan customers in line with approved processes and policies
- Handling team like Credit officer and Operation officer etc
- Responsible for file completion and data entry into the system
- Property document management
- In charge of branch maintenance and administration
- Front end operation underwriting and customer meetings
- Attending to walk-ins into branches and visiting clients at their place of work
- Interfacing with disbursal bank and handling front end disbursal process
- Responsible for Credit & operation
- Best Employee Of The Year 2019
Credit Executive
SHRIRAM CITY UNION FINANCE LTD
12.2016 - 04.2018
- Ensuring error free underwriting of loan customers in line with approved processes and policies
- Meeting with clients, evaluating them, transparently advising intricate details of our products and treating them with respect
- Responsible for file completion and data entry into the system
- Overall portfolio quality of the branch
- Property document management
- In charge of branch maintenance and administration
- Front end credit underwriting and customer meetings
- Vendor management including lawyers, valuer, fraud agencies etc
- Attending to walk-ins into branches and visiting clients at their place of work
- Ensuring early collections
- Interfacing with disbursal bank and handling front end disbursal process
- Responsible for portfolio evaluation and delinquency management
- Responsible for project evaluation and progress tracking
Education
Bachelor of Commerce - Commerce
Chintamanrao College of Commerce
SangliH.S.C. - undefined
Chintamanrao College of Commerce
SangliSkills
- Credit analysis
- Application processing
- Risk analysis
- Portfolio management
- Underwriting expertise
- Credit risk management
- Financial analysis and reporting
- Vendor Management
Timeline
Credit Manager
DCB Bank
11.2025 - Current
Credit Manager
Adani Capital Pvt. Ltd.
12.2023 - 10.2025
Credit Manager
India Shelter Finance Corporation Ltd
08.2022 - 11.2023
Assistant Credit Manager
Equitas Small Finance Bank LTD
11.2021 - 05.2022
COM(CV Loans)
AU Small Finance Bank LTD
05.2018 - 10.2021
Credit Executive
SHRIRAM CITY UNION FINANCE LTD
12.2016 - 04.2018
H.S.C. - undefined
Chintamanrao College of Commerce
Bachelor of Commerce - Commerce
Chintamanrao College of Commerce
DISCLAIMER
I, hereby declare that the above information furnished by me is true to the best of my knowledge.
PERSONAL INFORMATION
Total Experience: 10.00 years