TUSHAR SINGH SAINI
Product Lead - Loan Against Property
Mumbai
Summary
Performance-driven product specialist with more than a decade of experience aligning systems with business requirements, policies, and regulatory requirements. Passionate about applying excellent organization and communication skills to manage and lead teams. Results-oriented individual well-versed in interfacing and consulting on business processes to drive results based on sound overall business judgment.
Overview
10
10
years of professional experience
4029
4029
years of post-secondary education
Work History
Vice President – Product – Loan Against Property
IDFC FIRST Bank Ltd.
06.2015 - Current
- Leading a team of product managers to drive all agendas related to product, with driving business goals of the business unit at the core
- Creating programs in collaboration with the policy, legal, technology, compliance and the operations team with the best interest of the business at the helm of such program creation
- Managing profitability by driving P&L growth of the product through constant intervention
- Constantly improvising on salesforce einstein analytics dashboards to drive hygiene amongst sales leaders and drive growth systemically
- Driving corporate and retail channel relationships across the country as a central SPOC
- Driving intra-bank channels such as Branch/Call centre to scale business growth and keep consistent engagement
- Creating programs in collaboration with the policy, legal, technology, compliance and the operations team with the best interest of the business at the helm of such program creation
- Creating monthly business review and risk review decks and dashboards covering key matrices of the vertical like delinquency, business growth and performance, financial performance, foreclosures and portfolio quality
- Designing scorecards as a front-end eligibility assessment feature to accept and reject proposals faster and in an efficient and profitable way for the vertical and the bank
- Driving key customer service projects on automation of business processes with customer first at the centre of all such processes
Education
MBA - Finance
ICFAI Business School
HyderbadB.Com (Hons) - Finance
DAV College
ChandigarhSkills
Team leadership
Strategic planning
Performance monitoring
Data analysis
Decision-making
Accomplishments
Nominated for Best Summer Internship Project | MBA Internship
Vice President of cultural club and sports club | IBS, Hyderabad
‘Mr. Active’ in IBS award at the Annual Farwell | IBS Hyderabad, 2015
Awards & Recognition
- 2017 to 2025 - Rated 5 on 5, in the Annual Performance Appraisal Process
- 2025 - ‘Long Service Recognition’ for completing 10 successful years with the Bank
- 2025 - ‘Ace award – Pole star’
- 2023 - ‘Ace award – Gamechanger’
- 2017 - ‘Ace Employee of the Quarter – Mortgages’
Timeline
Vice President – Product – Loan Against Property
IDFC FIRST Bank Ltd.
06.2015 - Current
MBA - Finance
ICFAI Business School
B.Com (Hons) - Finance
DAV College
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