Summary
Overview
Work History
Education
Skills
Accomplishments
Awards & Recognition
Timeline
Generic

TUSHAR SINGH SAINI

Product Lead - Loan Against Property
Mumbai

Summary

Performance-driven product specialist with more than a decade of experience aligning systems with business requirements, policies, and regulatory requirements. Passionate about applying excellent organization and communication skills to manage and lead teams. Results-oriented individual well-versed in interfacing and consulting on business processes to drive results based on sound overall business judgment.

Overview

10
10
years of professional experience
4029
4029
years of post-secondary education

Work History

Vice President – Product – Loan Against Property

IDFC FIRST Bank Ltd.
06.2015 - Current
  • Leading a team of product managers to drive all agendas related to product, with driving business goals of the business unit at the core
  • Creating programs in collaboration with the policy, legal, technology, compliance and the operations team with the best interest of the business at the helm of such program creation
  • Managing profitability by driving P&L growth of the product through constant intervention
  • Constantly improvising on salesforce einstein analytics dashboards to drive hygiene amongst sales leaders and drive growth systemically
  • Driving corporate and retail channel relationships across the country as a central SPOC
  • Driving intra-bank channels such as Branch/Call centre to scale business growth and keep consistent engagement
  • Creating programs in collaboration with the policy, legal, technology, compliance and the operations team with the best interest of the business at the helm of such program creation
  • Creating monthly business review and risk review decks and dashboards covering key matrices of the vertical like delinquency, business growth and performance, financial performance, foreclosures and portfolio quality
  • Designing scorecards as a front-end eligibility assessment feature to accept and reject proposals faster and in an efficient and profitable way for the vertical and the bank
  • Driving key customer service projects on automation of business processes with customer first at the centre of all such processes



Education

MBA - Finance

ICFAI Business School
Hyderbad

B.Com (Hons) - Finance

DAV College
Chandigarh

Skills

    Team leadership

    Strategic planning

    Performance monitoring

    Data analysis

    Decision-making

Accomplishments

Nominated for Best Summer Internship Project | MBA Internship

Vice President of cultural club and sports club | IBS, Hyderabad

‘Mr. Active’ in IBS award at the Annual Farwell | IBS Hyderabad, 2015


Awards & Recognition

  • 2017 to 2025 - Rated 5 on 5, in the Annual Performance Appraisal Process
  • 2025 - ‘Long Service Recognition’ for completing 10 successful years with the Bank
  • 2025 - ‘Ace award – Pole star’
  • 2023 - ‘Ace award – Gamechanger’
  • 2017 - ‘Ace Employee of the Quarter – Mortgages’

Timeline

Vice President – Product – Loan Against Property

IDFC FIRST Bank Ltd.
06.2015 - Current

MBA - Finance

ICFAI Business School

B.Com (Hons) - Finance

DAV College
TUSHAR SINGH SAINIProduct Lead - Loan Against Property