Vasudeva Iyer

Credit Analyst

Citibank

06.2020 - Current

Due Diligence Credit Reviews: With more than 5 years of experience in corporate credit analysis covering a diverse industry portfolio of Metal and Mining, Oil and Gas, and Chemicals sectors. Conducted a thorough assessment of credit strengths and weaknesses to prepare comprehensive reports on client credit profiles, along with recommendations on risk ratings and credit classification.
Prepared due diligence questionnaires and greenlight memos for new client onboardings within the Energy & Chemicals industry in Western Europe.
Taking ownership of various internal audits of credit memos, leading to successful conclusions with no findings or remediation requirements.
Transaction Reviews: Actively involved in assisting the corporate banking team in preparing time-sensitive transaction reviews. These include various types of transactions, such as facility refinancing, M&A financing, bridge loans, and capital expenditure financing, among others.
The typical ticket size of these transactions has been in the range of $300.0 million to $500.0 million (maximum size: $1.5 billion).
Portfolio Monitoring: Assisted in preparing portfolio reviews to propose appropriate rating and classification actions during economic challenges, such as the COVID pandemic and the 2022 energy crisis. Portfolio reviews covered the industries of chemicals (~20+ clients) and energy (~25+ clients).
Recommended internal rating and classification proposal based on early warning indicators to the corporate banking team and line risk officers.
Training sessions: Supported junior analysts with training sessions on analytical techniques to help improve learning and professional growth.
Similar training conducted for corporate bankers was very well received. Successfully conducted policy guidance training for the risk analysis unit in Mumbai.
Ad-hoc activities: Participated in various UAT testing for digitizing of credit memos and financial spreading. Shared comprehensive feedback with counterparts and product partners for improving the digital solution.
Active member of the employee welfare committee. Successfully rolled out initiatives like the industry awareness session and the new-joiner training kit.