Vineet Kanwar
Pune
Summary
Engineering Executive with 22+ years of experience building and scaling global engineering organizations, cloud-native platforms, and AI-powered digital solutions across financial services, payments, and SaaS ecosystems. Director of Software Engineering at Mastercard driving technology strategy, architecture modernization, and delivery of enterprise platforms spanning Open Banking, Card Tokenization, Conversational AI, and Digital Banking.
Overview
1
1
Certification
23
23
years of professional experience
Work History
Director of Software Engineering
Mastercard
12.2022 - Current
- Spearheaded global innovation initiatives by leading cross-functional teams of 20+ engineers, architects, and developers across multiple regions, delivering enterprise-scale digital banking solutions built on Java microservices and distributed cloud-native architectures.
- Architected and delivered multilingual Conversational AI platforms for global financial institutions using Java, Spring Boot microservices, API-first design principles, and event-driven integrations to support high-volume, low-latency customer interactions across multiple languages and channels.
- Defined and executed the technology roadmap for Open Banking platforms integrations for customers leveraging microservices, containerization, and scalable API ecosystems, ensuring high availability, resilience, and long-term architectural integrity while enabling secure partner integrations.
- Led the design and implementation of innovative tokenization capabilities for card design, issuance, and lifecycle management by integrating with payment networks, issuer processors, and banking systems through secure, scalable, API-driven architectures.
- Led international engineering expansion across APAC and the UK, establishing distributed Agile delivery models, standardized engineering practices, and scalable DevOps and CI/CD processes.
- Accelerated revenue realization through strategic hiring, optimized resource allocation, and capacity planning, improving engineering productivity while aligning delivery milestones with business objectives.
- Owned engineering P&L responsibilities, managing multimillion-dollar budgets, optimizing operating margins through strategic vendor negotiations, offshore delivery models, and resource optimization while aligning technology investments with business growth objectives and ROI targets.
- Partnered closely with business stakeholders and executive leadership to balance innovation, scalability, cost optimization, regulatory compliance, and customer outcomes while driving sustainable growth across digital banking and payments portfolios.
Director Product Management - Technical
Mastercard
03.2019 - 12.2022
- Defined and executed product vision and roadmap for Connected Cars platforms, aligning with business goals and customer needs.
- Led cross-functional teams of engineering, design, compliance, and marketing to deliver scalable, secure mobile solutions that met user needs.
- Provided architectural guidance and technical direction for mobile app development, backend services, and API integrations.
- Translated customer insights and market trends into product features that improved user experience and engagement.
- Oversaw agile product development cycles, prioritised backlogs, and facilitated sprint planning and reviews to ensure timely delivery.
- Identified and mitigated technical and operational risks across product lifecycle.
Director of Advanced Analytics
Mastercard
09.2017 - 03.2019
- Defined and executed the analytics product roadmap, aligning technical capabilities with business goals to deliver measurable impact across customer experience and operational efficiency.
- Built and led high-performing advanced analytics team, establishing roles and workflows while fostering a culture of innovation and data-driven decision-making.
- Collaborated with cross-functional teams and senior leadership to translate complex analytics insights into actionable strategies, facilitating adoption and continuous improvement across the organization.
- Spearheaded development of Innovation Card Design Automation feature, leveraging machine learning and design intelligence to streamline and personalize card creation processes, enhancing user experience.
Web Anchor (Chief Architect)
Aeries Technologies
07.2016 - 09.2017
- Led the development of a microservices-based Mobile and web platform, developed Social Loan Quotient ("SLQ"), a unique exclusively licensed credit rating score to let customer borrow cash whenever you need it, wherever you need it.
- Implemented CI/CD pipelines, accelerating deployment cycles by 50% and reducing downtime by 40% and improving scalability.
- Managed and mentored team of 30+ engineers, delivering complex software solutions from inception to deployment, resulting in improved project delivery timelines.
- Collaborated with cross-functional teams to align technology with business goals, driving product innovation and differentiating offerings in the market.
Senior Engineering Manager
Reliance JIO
05.2015 - 06.2016
- Developed Public Cloud Management dashboard with AWS and Openstack APIs to enhance user experience for over 5 million global users.
- Enhanced system performance through optimization initiatives, achieving 30% reduction in response times.
- Established metrics and KPIs for progress monitoring, reinforcing quality standards adherence across engineering teams.
Solution Architect (Founding Member)
Powerstores (E-Comm Startup)
07.2013 - 05.2015
- Led the end-to-end development of a Shopify-like eCommerce platform, designing a scalable, cloud-native architecture.
- Developed core features including multi-vendor support, payment integrations, and inventory management, enhancing user experience and driving user engagement.
- Implemented Agile workflows, CI/CD pipelines, and DevOps practices, streamlining development and deployment cycles for faster time-to-market.
Application Development Technical Lead
AON Hewitt
01.2010 - 01.2013
- Led 8 developers, coordinating tasks to ensure timely execution and alignment with stakeholder objectives.
- Led technical teams to develop innovative solutions for client projects.
- Collaborated with cross-functional teams to enhance project delivery strategies.
- Mentored junior developers, fostering skill development and knowledge sharing.
- Built and led offshore team to develop and manage Absence Claim Management Software, enhancing service delivery for users.
Analyst
BlackRock Asset Management
Singapore
01.2009 - 03.2010
- Analyzed financial data to support investment strategies and decision-making processes.
- Evaluated market trends to identify potential investment opportunities for portfolio enhancement.
- Collaborated with teams to develop comprehensive reports for client presentations.
- Created migration framework ensuring cross-technology compatibility, streamlining integration process.
- Facilitated BlackRock & Barclays Global Investors merger by migrating 325 applications to Aladdin.
Senior System Analyst
Convergys Information Management
01.2007 - 01.2008
- Analyzed system requirements to enhance operational efficiency and performance.
- Collaborated with cross-functional teams to design effective solutions and workflows.
- Led an offshore team of 11 to develop and customize recruitment software for enterprise clients.
- Developed technical documentation for system processes and user guidelines.
Software Engineer
Clavib Software
01.2004 - 01.2007
- Designed and developed insurance applications and publication projects to enhance scalability and performance.
- Designed user-friendly interfaces ensuring a seamless experience for end-users.
- Collaborated with cross-functional teams to gather requirements and deliver solutions.
- Collaborated with QA teams to test and deploy code in production environments.
Education
Master of Computer Application -
Dr. A.P.J. Abdul Kalam Technical University
Lucknow06-2004
Diploma - Ecommerce
Asset International
Ludhiana06-2001
Bachelor of Business Administration -
Guru Nanak Dev University
Amritsar06-2000
Skills
- Engineering Strategy
- Technology Vision
- Global Engineering Leadership
- Product Engineering
- Platform Transformation
- Organization Scaling
- Talent Development
- Executive Stakeholder Management
- Budget Ownership
- Vendor Strategy
- Java, Microservices, Distributed Systems, Event-Driven Architecture
Certification
- ITIL V2 foundation Certified
- Advanced Adobe ColdFusion Certified Professional
- PMP Trained
Awards
- Mastercard Innovation Excellence Award- AI, 2018
- AON Hewitt Best Performer Award, 2011
- Convergys Outstanding Engineering Manager, 2008
Timeline
Director of Software Engineering
Mastercard
12.2022 - Current
Director Product Management - Technical
Mastercard
03.2019 - 12.2022
Director of Advanced Analytics
Mastercard
09.2017 - 03.2019
Web Anchor (Chief Architect)
Aeries Technologies
07.2016 - 09.2017
Senior Engineering Manager
Reliance JIO
05.2015 - 06.2016
Solution Architect (Founding Member)
Powerstores (E-Comm Startup)
07.2013 - 05.2015
Application Development Technical Lead
AON Hewitt
01.2010 - 01.2013
Analyst
BlackRock Asset Management
01.2009 - 03.2010
Senior System Analyst
Convergys Information Management
01.2007 - 01.2008
Software Engineer
Clavib Software
01.2004 - 01.2007
Master of Computer Application -
Dr. A.P.J. Abdul Kalam Technical University
Diploma - Ecommerce
Asset International
Bachelor of Business Administration -
Guru Nanak Dev University